How much is the pension insurance for flexible employees in Zhangjiakou for 15 years 2 1 year?

Zhangjiakou, Hebei Province is now an ordinary city. Even before the Winter Olympics, it was a city with almost no sense of existence. However, in the feudal society of China, since the Spring and Autumn Period and the Warring States Period, it has been a place where ethnic minorities live together, and even once became the gateway to resist nomadic people in the north of the Central Plains Dynasty. In peacetime, this is the intersection of grassland nomadic culture and central plains farming culture.

The climate in Zhangjiakou has four distinct seasons. Now many people in the north will choose Zhangjiakou as a place to play with their families during holidays. Then, if you choose to support the elderly in Zhangjiakou and pay social security, how much pension can you get every month?

Zhangjiakou endowment insurance has been paid for 15 years. How much pension can I get every month after retirement?

The minimum payment base of social security endowment insurance in Zhangjiakou is 3950.24. In the past few years, the average monthly salary of urban workers in Zhangjiakou City is 4923, and the average monthly payment index of individuals is 100%. By borrowing data, this paper simulates how many pensions Zhangjiakou pension insurance received after paying 15 years and paying for 6 years, that is, 2 1 year.

Because the social pension may increase by 100~200 yuan/year every year, and the average monthly salary in Zhangjiakou is different every year, the following simulation calculation formula of Zhangjiakou pension is for reference only and does not represent the final amount.

A, Zhangjiakou city social security pension insurance payment 15 pension calculation formula:

The formula for Zhangjiakou citizens to receive pension after retirement:

Zhangjiakou Pension Month = Zhangjiakou Basic Pension+Zhangjiakou Personal Account Pension.

1, Zhangjiakou social security basic pension = (average monthly salary of employees in Zhangjiakou last year+average monthly payment salary of individuals in Zhangjiakou) /2× payment period × 1%.

Figure: Average monthly salary of former employees in Zhangjiakou City

Average salary in Zhangjiakou in the past month: 4,923

Individual indexed monthly average wage in Zhangjiakou: Because the monthly average wage index is uncertain, the median is 100%.

Average monthly salary of social security individuals in Zhangjiakou: 4923x 100%=4923.

Zhangjiakou basic pension = (4923+4923)/2x15x1%= 738.45.

Zhangjiakou 2022 basic pension (15) =738.45/ month.

Note 1: Zhangjiakou social security basic pension comes from Zhangjiakou pension pooling fund and is extracted from 20% pension insurance paid by Zhangjiakou enterprises for employees. Although it is not directly included in the personal account of Zhangjiakou citizens, Fuze citizens who retire in Zhangjiakou will be mentioned in it when issuing Zhangjiakou pensions.

2. Zhangjiakou personal account pension (15) = Zhangjiakou personal account storage/personal account pension months.

Zhangjiakou personal account storage amount = user's personal payment base x pension insurance payment ratio x pension insurance payment period

Zhangjiakou individual payment base: 3950.24; Zhangjiakou social security endowment insurance payment ratio: 8%; Pension insurance payment period: 15 years;

Personal account deposit of social security endowment insurance in Zhangjiakou = 3950.24x8% x (15x65438+February) =56883.46.

Number of retirement months of Zhangjiakou social security pension at the age of 50:195; Retirement months of Zhangjiakou social security pension at the age of 60: 139

Monthly pension payment in personal account of social security endowment insurance in Zhangjiakou: amount of personal account in Zhangjiakou/number of months of pension payment.

Personal account pension for 50-year-old retired women in Zhangjiakou = 56883.46/195 = 291.71/month.

Personal account pension for 60-year-old retired men in Zhangjiakou =56883.46/ 139=409.23/ month.

Remarks: 1: The inquiry method of personal account deposit in Zhangjiakou can also be found on the online social insurance service platform in Zhangjiakou.

Note 2: The individual payment base in Zhangjiakou is calculated according to the actual payment base. The personal payment base of Zhangjiakou in this article is for reference only.

3. Zhangjiakou endowment insurance exchange 15. The total monthly pension is: Zhangjiakou basic pension+Zhangjiakou personal account pension.

Zhangjiakou women retire at the age of 50, and expect to receive a monthly pension: 738.45+291.71=1030.16/month.

Zhangjiakou men who retire at the age of 60 are expected to receive a monthly pension: 738.45+409.23 =1147.68/month.

Remarks: Men over 60 years old and women over 50 years old can apply for retirement, and the accumulated payment period must be 15 years.

Two, Zhangjiakou city social security pension insurance payment 2 1 year to receive pension calculation formula:

1, Zhangjiakou social security basic pension (2 1 year):

Zhangjiakou basic pension = (4923+4923x100%)/2x21year x 1%= 1033.83.

Zhangjiakou basic pension (2 1 year): 1033.83/ month.

2, Zhangjiakou personal account pension:

Personal account amount in Zhangjiakou =2 1 year x 65438+February x(3950.24x8%)=79636.84.

Zhangjiakou 50-year-old and 60-year-old personal account pension

Monthly pension for 50-year-old retired individual account =79636.84/ 195=408.39.

Monthly pension for 60-year-old retired individual account =79636.84/ 139=572.93.

3, Zhangjiakou old-age insurance payment 2 1 year total monthly pension:

The expected monthly pension for Zhangjiakou women who retire at the age of 50 is1033.83+408.39 =1442.22/month.

The expected monthly pension for men aged 60 in Zhangjiakou is1033.83+572.93 =1606.79/month.

Summary: The minimum payment base of endowment insurance in Zhangjiakou is 3950.24 years, 15 years and 2 1 year, and the final estimated monthly pension is 50 years old, 1030. 16/ month, 60 years old and1/kloc-respectively.

To sum up, in the simulation data, the minimum payment base in Zhangjiakou is the same as the average salary, and the pension paid in Zhangjiakou for 15 years is different from that paid for 6 years, that is, 2 1 year. It can be seen from the data that the longer the pension is paid in Zhangjiakou, the more pension will be received after retirement in Zhangjiakou, so the pension paid in Zhangjiakou is 15 years.

Zhangjiakou endowment insurance has been paid for 15 years. How much pension can I get every month after retirement? Let's call it a day. what do you think of it ? Welcome to pay attention and leave a comment.