How to apply for Hangzhou children's medical insurance card, can I apply for a foreign account, and what conditions are needed?

1. According to the relevant regulations, preschool children who are registered in non-urban areas, conform to the family planning policy, live in Hangzhou, and one of their parents has participated in urban employee medical insurance and paid for it continuously for five years can participate in the basic medical insurance for urban residents in this city.

2. According to the relevant regulations, primary and secondary school students who are registered in non-urban areas, conform to the family planning policy, study in Hangzhou urban areas, and one of their parents has participated in social insurance in Hangzhou urban areas can participate in the basic medical insurance for urban residents in this city as required.

Processing flow:

1. Eligible preschool children: go through the insurance payment procedures at the nearest street (town) labor security station, municipal or district medical insurance agency or "citizen's home" medical insurance window in Qianjiang New City within three months with their children's household registration book (original and photocopy), one-inch recent photo and their parents' ID cards, and their children can enjoy urban medical insurance benefits from the next month after the insurance payment procedures.

2. Eligible primary and secondary school students: pre-school children with other admission conditions and handling locations. In addition to providing the children's household registration book (original and photocopy), one-inch recent photo and Mr. Xu's ID card, the application materials should also be accompanied by the children's school registration certificate.

Children's medical insurance, that is, children's health insurance, is the guarantee of medical expenses such as hospitalization, treatment and surgery for minor children suffering from certain diseases within the insurance scope. China's basic medical system, the state of children's medical security is basically very low, we can consider choosing some commercial children's medical insurance.

Children's medical insurance provides a certain guarantee for the expenses of treatment, hospitalization and surgery for insured children due to diseases.

Although the coverage of medical insurance policy has been gradually improved in the process of reform, children have been included in the basic medical insurance in many areas, but the principle of "low security and wide coverage" of social medical insurance determines its characteristics of many protection restrictions and small coverage of drugs, especially all kinds of new diagnosis and treatment methods and new specific drugs, which are not only very expensive, but also belong to the category of self-financing

What is even more worrying is the uneven distribution of medical resources in China. Urban hospitals with high medical level often have the dilemma of "one bed is hard to find". Poor hospitalization environment and complicated reimbursement procedures for medical treatment all make people exhausted when they seek medical treatment.

On the other hand, children's immune system is not yet strong and their resistance is low. Compared with adults, they are more likely to be infected by germs. Moreover, the child's organ function has not yet developed well, and its adaptability is poor, which is the high incidence stage of the disease. Especially children aged 0 ~ 6 are prone to some minor illnesses, such as colds, coughs, pneumonia, bronchitis and so on. And the risk of hospitalization is also high.

In addition, children naturally like to explore the world, but they don't know that accidents often happen like this. Sometimes, despite minor injuries and bumps, due to the low resistance of children, there are many cases of cross-infection or other diseases, and the hospitalization and treatment costs are also high.

In view of these circumstances, in order to make up for the shortage of social security and strengthen the level of children's medical security, it is necessary for parents to increase the necessary children's medical insurance to ensure the healthy growth of their children.

Children's medical insurance-Baidu encyclopedia