Has the rural retirement pension been raised?

20 17 the latest regulations on raising the salary of retirees in rural areas: 20 17 the detailed rules for raising rural pensions were issued.

Rural endowment insurance is related to the lives of many elderly people. 20 17 has the new rural endowment insurance policy been promulgated? What impact will the new policy have on people's lives? The following is the latest news of the 20 17 new rural insurance policy compiled by Bian Xiao. Welcome to read!

20 17 new rural endowment insurance policy

How many years does rural endowment insurance pay?

Elderly people with rural household registration who have reached the age of 60 and have not enjoyed the basic old-age insurance for urban workers can receive a monthly pension.

When the new agricultural insurance system is implemented, those who have reached the age of 60 and have not enjoyed the basic old-age insurance benefits for urban workers can receive the basic pension on a monthly basis without paying fees, but their children who meet the conditions for insurance shall pay insurance premiums; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

It is necessary to guide young and middle-aged farmers to actively participate in insurance and pay for a long time. If they pay for a long time, they will pay more. The specific measures shall be formulated by the people's governments of all provinces (autonomous regions and municipalities).

How much does rural endowment insurance pay?

How much does rural endowment insurance pay? The insured can voluntarily choose the individual payment standard according to their own and family economic conditions, and pay more.

(1) Counties and cities specify individual contributions, and insured individuals pay endowment insurance premiums annually. The payment standards are set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 100 yuan and 10 grade. The insured can voluntarily choose the individual payment standard according to their own and family economic conditions, and pay more.

(2) In terms of export subsidies, the minimum subsidy per person per year is 45-65 yuan, and the minimum pension per person per month reaches 120 yuan; At the same time, encourage long-term payment. For farmers and herdsmen who have paid 15 years, the basic pension in 2 yuan will be increased every month for each additional payment 1 year.

(3) In terms of import subsidies, the minimum subsidy of 20-60 yuan per person per year is determined respectively. At the same time, encourage more payments. Choose to pay more than RMB 100, and the annual subsidy per person shall not be lower than that of 5 yuan.

Subsidize special groups: the government pays the minimum old-age insurance premium for the needy groups such as severely disabled people in cities and towns.

Because the base and proportion of endowment insurance payment are different in each place, the payment amount is also different. You can go to the local social security bureau to inquire about the new rural insurance policy or call the social security bureau at 12333, which will be more clear.

Extended Reading —— How to Pay the New Rural Endowment Insurance

1. Individual application

Rural residents bring the original and photocopy of the household registration book and the second-generation ID card to the village (neighborhood) committee where the household registration is located to apply for the new rural old-age insurance, choose the payment grade, and fill out the Registration Form for New Rural Social Old-age Insurance (hereinafter referred to as the Registration Form) in duplicate.

2. Village Assistant Inspection

Village assistants are responsible for checking whether the Registration Form for Insured Persons and the Family Social Relations Form for Rural Household Registration Elderly Persons are complete, whether the information such as the name and second-generation ID number filled in is accurate, whether there is personal signature or seal, and whether the relevant materials provided by the insured persons are complete. After verification, sign the registration form of the insured, affix the official seal of the village committee, attach the second-generation ID card of the insured, a copy of the household registration book and other materials, and then report to the township labor security office.

3. Township trials

The township labor and social security office conducted a preliminary examination of the relevant materials for the registration of insurance reported by the village. After the examination is correct, the handling personnel shall sign the registration form, affix the township security office seal, timely input the basic information of the insured into the new agricultural insurance information system, and report the registration form, the second-generation resident ID card and the copy of the household registration book to the county agricultural insurance center.

4 county agricultural insurance center review

The county agricultural insurance center shall timely review the relevant materials for the registration of the insured reported by the township, confirm the basic information of the insured entered by the township labor security, and establish a personal account for the insured; Sign and seal the insurance registration form, and file the relevant materials for the record.

20 17 new rural endowment insurance policy

Why do you need commercial pension insurance when you have social security pension?

To maintain the original living standard after retirement, it is not enough to rely on social insurance alone, but also need the support of commercial endowment insurance.

A person's income is only about 40 years in his life. From the age of 20 to 60, he must consider how to allocate this income to the time when there is no income. Commercial endowment insurance has dual functions of life insurance and pension planning. From the perspective of financial management, it is essential to buy commercial endowment insurance.

Since most modern families are only children, the family structure in the future will be "421" or "4222". It is unrealistic to rely on children to support, and we don't want to see children bear a heavy burden in order to support themselves. At this time, pension as the most terminal problem in life planning has begun to appear, and independent pension will be the most appropriate solution. Endowment insurance is to provide the elderly with a real sense of "security, security and independent pension". For people of this age, only by taking precautions can they enjoy a high level of old age.