Job Recruitment Website - Social security inquiry - What should I do when I retire after paying social security in both cities?
What should I do when I retire after paying social security in both cities?
If the insured person is employed and has a basic old-age insurance relationship in two or more places at the same time, the social insurance agency shall negotiate with me to determine to keep one of the basic old-age insurance relationships and personal accounts.
In two cities, when paying social security, the treatment methods are as follows:
1, two places have paid two social security, one can be cancelled and the other can be kept (according to the social security policy, a person can only have one social security account). According to national regulations, social security accounts can only be transferred to the place where they are registered;
2. In two different areas, two social insurances have been paid, so in fact, this social insurance, if it is the same type of employee pension insurance, can be freely transferred. After being transferred together, it can be combined and accumulated, and the payment period can be calculated;
3. Of course, as long as the payment period of accumulated endowment insurance is guaranteed and there is no repeated payment, it is completely possible to calculate the payment period cumulatively. If there is a period of repeated payment, this part of the repeated payment needs to be returned, and it can only be returned to me in the process of return. Payment is also a personal account, and the money inside cannot be directly returned to the overall account. Then after returning this part of the repeated payment, then this social security can be freely transferred and accumulated, and the payment period can be calculated.
What are the restrictions on social security contributions?
The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
If the employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.
Under normal circumstances, the time limit for paying back insurance depends on the social insurance premium collection agencies and enterprises.
The cumulative maximum payment limit of medical expenses paid by the basic medical insurance pooling fund to employees and retirees in a year is determined by about 4 times the average salary of employees in this city in the previous year.
The basic medical insurance fund sets the settlement period for paying medical expenses.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Article 4 of People's Republic of China (PRC) Social Insurance Law.
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Article 26
The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.
Article 27
Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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