Social security tips

What is the base of social security payment?

Social security payment base refers to the social insurance payment base of employees in a social security year. The reference standard is the average monthly salary of all employees in the previous year, including monthly salary, year-end bonus, allowances and subsidies, etc. Generally speaking, the social security payment base is directly proportional to the salary, but there are upper and lower limits on the payment base.

Can newborns pay social security?

Of course. Newborns are also a member of universal health insurance, and they can also buy and enjoy medical insurance benefits. Under normal circumstances, you can apply for a birth certificate for your baby. After you have a good account, you can go to the social security center where your account is located with your birth certificate and household registration book.

What is the difference between self-payment and self-payment in the medical insurance reimbursement form?

"At one's own expense" refers to the expenses that cannot be reimbursed by medical insurance and need to be paid by oneself;

"Out-of-pocket" refers to the expenses that need to be paid out of pocket during the reimbursement of medical insurance expenses. For example, the minimum payment, the proportion of individual payment that exceeds the minimum payment, the part that exceeds the annual overall limit, and the part that pays for medicine.

What qualifications will be cleared when social security is paid off?

The corresponding qualifications that require continuous payment years will be cleared. For example, non-local hukou in Beijing will require continuous payment of social security for a certain number of years. If cumulative payment years are required, for example, the payment years of employees' pension/medical care are calculated cumulatively, and there is no situation of clearing or voiding.

Are social security and commercial insurance the same thing?

Social insurance: it is compulsory, mutual aid and welfare, and it is the basic right of workers. It is not for profit, its starting point is to protect the basic life of workers.

Commercial insurance: voluntary, compensatory and profitable. At the same time, it has the same protection as social security, and can give the insured certain economic compensation according to the insurance contract.

Endowment insurance has been paid for 15 years, should it continue to be paid?

Paying old-age insurance after 15 is only one of the conditions for applying for old-age pension, which does not mean that payment can be stopped after 15. Generally speaking, the pension is overpaid. The longer the cumulative payment period, the higher the payment wage level, the older the retirement age, and the higher the basic pension level at retirement.

Can I get a double pension by paying social security repeatedly in the two places?

I can't. If the insured person has two or more employee relationships in cities and towns at the same time and repeatedly pays the old-age insurance, the social security agency shall negotiate with me to determine to keep one of the basic old-age insurance relationships and personal accounts. During the same period, other relationships are cleared, and the amount of personal account storage is returned to me, and the corresponding individual payment period will not be accumulated.

Pay more social security, where should I get the pension?

1, the insured place is the same as the household registration place, and it is collected at the household registration place;

2. If the insured place is inconsistent with the household registration place, it will be collected at the place where the payment has been full 10 years;

3. If the payment has been made for more than 10 years, the last one in 10 years will be collected;

4. If the local payment is less than 10 years, the pension relationship and related funds will be transferred back to the domicile and collected at the domicile.