Buy 15 years of social security can receive how much

Social security to buy 15 years, the formula for calculating the pension is: monthly pension = basic pension + personal account pension.

1, the basic pension = I retired when the local average monthly salary of employees in the previous year × 20%;

2, personal account pension = I account deposits ÷ 120.

Accumulated contribution period of 15 years, 65 years old, if you retire, you can also receive a pension of about 20 years (provided that live to 85 years old), then this is projected, you can receive a pension of the length of time for:20 × 12 months = 240 months.

Assuming that so-and-so's average annual salary after 2007 is 50,000 yuan, that person contributes 4,000 yuan a year for 15 years to pay 60,000 yuan.

Individual account pension = individual account savings ÷ number of months of payment (50 years old for 195 months, 55 years old for 170 months, 60 years old for 139 months, 60 years old and above a unified 120 months), so-and-so retired at 60 years of age, that month to receive: 60,000 ÷ 139 = 462 yuan.

That is, so-and-so retired in 2022, the monthly pension: 2037 + 462 = 2499 yuan.