What's the difference between education insurance and social security?

1. Social security is both non-profit insurance and social insurance. Xue Ping insurance is profit insurance and commercial insurance;

2. Social security has no special restrictions on the health of the insured, and all kinds of students and children who meet the conditions for participation can participate. Xue Ping insurance requires the insured to be healthy and of appropriate age;

3. Children participate in social security, in addition to individual contributions, the financial sector will also give a large subsidy. The premium of Xue Ping insurance shall be borne by the insured personally;

4. Social security does not cover death and disability liability, while Xue Ping insurance covers death and disability liability.

5. Social security reimbursement is carried out in proportion, generally floating around 20% to 70%. The proportion and amount of reimbursement are related to students' examination and medication, medical level and other factors. Xue Ping insurance is reimbursed according to the insured amount. As long as there is an agreement in the contract, the insured can get the corresponding insured amount.

It is worth mentioning that the reimbursement rate of social security is usually low, and at this time, Xue Ping insurance can further compensate the self-funded medical care.