Job Recruitment Website - Social security inquiry - How is the health insurance contribution calculated for those who are flexibly employed?

How is the health insurance contribution calculated for those who are flexibly employed?

Currently, the minimum employee health insurance contribution base shall not be less than 3644.55 yuan, the maximum does not exceed 15619.50 yuan; flexible employment personnel to participate in the employee health insurance monthly contribution amount of 364.46 yuan; retirees can not reach the stipulated number of years of employee health insurance contributions, the monthly retroactive contribution amount of 312.39 yuan.

The total annual one-time payment of employee health insurance premiums is 4,186.08 yuan (calculated according to the current standard of 348.84 yuan/month), and because the contribution base of employee health insurance shall not be less than 70% of the average monthly salary of urban units on duty in Fuzhou City in the previous year, and the maximum shall not be more than 300% of the average monthly salary of urban units on duty in Fuzhou City in the previous year (the maximum and minimum contribution base will be adjusted annually on adjusted on July 1). If it is difficult to determine the total amount of wages, the basic medical insurance premiums are paid on the basis of the average monthly wages of urban workers on the job in Fuzhou in the previous year.

Finally, when a flexibly employed insured person goes through the retirement procedure, he or she must have contributed for 30 years for men and 25 years for women (including the deemed contribution period), and the number of consecutive years of basic medical insurance contributions must not be less than 10 years, in order to enjoy the basic medical insurance benefits for retirees. Participants who participate in the employee health insurance as flexible employment personnel will be entitled to the employee health insurance treatment from the month when they participate in the insurance premiums, and the employee health insurance treatment will be suspended if the participant fails to pay the premiums in full and on time (i.e. interrupted premiums).

If the interruption of employee health insurance premiums is within 3 months, the employee health insurance premiums can be paid back and the employee health insurance benefits can be enjoyed normally during the period of interruption of premiums. Interruption of contributions for more than 3 months, as an automatic cessation of the employee health insurance relationship, the period of interruption does not enjoy the employee health insurance benefits, in the re-application for renewal of premiums, before the restoration of the employee health insurance relationship. In order not to affect the enjoyment of the health insurance benefits of the insured, the above contributions shall be completed before December 31, 2020. if the contributions have not been paid to the account since January 1, 2021, the employee health insurance benefits shall be suspended; if the arrears of contributions are made up before March 31, 2021, the period of interruption of the contributions shall be normal to enjoy the employee health insurance benefits; if the arrears of contributions are not made up before March 31, 2021, the relationship shall be regarded as automatically ceased and the employee health insurance benefits shall not be enjoyed during the interruption period until a new application for renewal of the contributions is made. If you do not pay the outstanding contributions before March 31, 2021, from April 1, 2021 onwards, you will be regarded as automatically stopping the employee medical insurance relationship, and you will not be entitled to the employee medical insurance treatment during the period of interruption of the enrollment, and you will be able to resume the employee medical insurance relationship only after you re-apply for renewal of the insurance premiums, and you will be able to enjoy the employee medical insurance treatment in accordance with the relevant regulations on the interruption of the premium payment and waiting period.

The payment methods are:

(1) Mobile phone online payment Payment through Xiangtax Social Security WeChat app or cell phone APP.

(ii) Payment at various bank branches Participants can directly pay at the nearest business branch of Construction Bank, Agricultural Bank, Industrial and Commercial Bank of China, Changsha Bank, Postal Savings Bank, etc. in the city with their ID card number, and the bank return receipt will be the payment voucher.

(C) medical insurance front desk calculation of contributions New enrollment, for medical insurance retirement, enjoy unemployment on behalf of the contribution, make up for the previous year's broken file and low-grade make up for high-grade personnel, you must go to the city of Wulibaiba Government Affairs Hall, third floor of the medical insurance window queuing calculations in the same level of the tax window can be swiped to pay the fee.