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My wife was pregnant for 7 weeks and bought social security herself. How can I insure her unborn child?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Cases of babies suffering from congenital diseases due to excessive work pressure and elderly pregnant women occur from time to time, which makes some "prospective parents" very uneasy, so it is very necessary to insure unborn babies. I suggest that you take social security maternity insurance as the basis, and then choose commercial maternity insurance as a supplement to recommend "worry-free maternal health insurance" for you.

At present, there are two main forms of maternal and child insurance provided by insurance companies for pregnant women and newborns, namely, additional maternal and child insurance and special maternal and child insurance. Additional maternal and child insurance is usually added after women's health insurance and life insurance. The insurance period and payment period are relatively long, and the age limit for insurance is relatively small. Special maternal and child insurance can be insured separately. Pregnant women are the first insurer and newborns are the second insurer. The insurance period is generally only one year or until the puerpera leaves the hospital after delivery.

My wife is seven weeks pregnant, so I have to insure the unborn baby. I must pay attention to choosing the right maternal and child insurance products according to the risks I face during pregnancy. I suggest: