Does a nonlocal hukou need social security when buying a house in Wuhan?

Non-local hukou does not necessarily need social security to buy a house in Wuhan. However, if you want to borrow money to buy a house, you need to pay taxes or social security certificates in Wuhan.

Foreigners can still apply for a housing loan in Wuhan, provided that they have provided a tax payment certificate or social security certificate for more than one year in Wuhan and have been working in Wuhan, so they can definitely provide this certificate. Before, they had no house and no loan. Even for the first suite, the minimum down payment was 30%, and the interest rate was about 15%. Non-local hukou, can not provide proof of tax payment or social security for more than one year in Wuhan, can not apply for a loan.

If it weren't for the Wuhan hukou settled in Wuhan. Most banks must require lenders to provide local tax payment certificates or social insurance payment certificates that have been in Wuhan 1 year or more. There are only two options for foreigners to buy a house in Han, either full payment, or obtaining a certificate or providing proof of social security payment after local tax payment 1 year, and then applying for a mortgage from the bank.