What does seven insurances and three gold cover?

Seven insurances and three gold, as follows:

One, seven insurances are endowment insurance, medical insurance, maternity insurance, work injury insurance, unemployment insurance, serious illness insurance and supplementary medical insurance;

Second, the three funds are hospitalization mutual fund, housing provident fund and enterprise annuity.

The individual contribution ratio of the seven insurances is as follows:

Endowment insurance: 8% for individuals.

Medical insurance: individual 2%+3 yuan.

Unemployment insurance: individual 1%.

Industrial injury insurance: individuals do not have to pay.

Maternity insurance: individuals do not have to pay.

Accidental injury insurance: individuals do not have to pay.

Individuals pay 8%, 2% and 0.5% of their monthly wages as endowment insurance, medical insurance and unemployment insurance respectively. These social security funds are deducted from the wages payable by the Social Security Bureau. The three funds together account for 00.5% of 65438+ monthly salary.

Legal basis: Article 1 of People's Republic of China (PRC) Social Insurance Law.

In order to standardize the social insurance relationship, safeguard the legitimate rights and interests of citizens to participate in social insurance and enjoy social insurance benefits, enable citizens to share the fruits of development and promote social harmony and stability, this Law is formulated in accordance with the Constitution.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4 Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.