How to use the medical insurance card 300 yuan?

The use of medical insurance cards should comply with relevant regulations, and the amount in medical insurance cards is also related to how we use medical insurance cards. So what should I do with the money in the medical insurance card? Next, I will bring you the detailed knowledge of how to use the medical insurance card 300 yuan, hoping to help you.

First, how to use the medical insurance card 300 yuan?

Medical insurance cards generally have two purposes, one is to go to the pharmacy to buy medicine every day, and the other is to reimburse for hospitalization. There are personal accounts and overall accounts in the medical insurance card. Personal account is used for daily drug purchase, and the personal account is less than the cost price. The overall account is used for hospitalization. Employees can apply for hospitalization with a medical insurance card when they are hospitalized, and more than 60% of the total expenses will be directly reimbursed at the time of settlement after hospitalization. The reimbursement rate of county-level hospitals is higher, which may be 85%.

Second, where to reimburse for hospitalization?

Go to the medical insurance business management center for reimbursement. After the insured person is discharged from the hospital, the hospitalization invoice, discharge record, expense list, referral certificate, a copy of my ID card or the household registration certificate signed or sealed by the patient shall be handed over to the township joint management office, which will be sent to the municipal medical insurance business management center in a centralized and unified way after examination. Unrecorded medical expenses and medical treatment items that are not reimbursed by urban workers' medical insurance are not included in the scope of reimbursement.

All inpatients who participate in cooperative medical care, whose medical expenses exceed 5,000 yuan at one time or for the whole year, should be compensated by stages, that is, 500 1- 10000 yuan is 65%, and1-18000 yuan is 70%. The annual compensation limit of town-level cooperative medical system hospitalization, uremia outpatient hemodialysis and tumor outpatient radiotherapy and chemotherapy is 1. 1 ten thousand yuan.

Third, the medical insurance card replacement process

At this stage, after the medical insurance card is degaussed and lost, the social security card will be replaced directly according to the regulations. The specific process is as follows:

(1) If the bank is the same before and after the card change, I will report the loss to the employee medical insurance card service bank with my valid certificate, and the street labor security service center will accept the social security card application with the bank loss report notice and my valid certificate for 45 working days. After receiving the social security card and injecting capital, the amount in the original medical insurance card will be automatically transferred to the social security card without clearing it.

(2) If the card is not the same bank before and after the card change, then the social security card collection process is the same. However, the amount in the original medical insurance card will not be automatically transferred to the social security card, and a valid certificate is required to issue the Notice of Clearing the Employee's Medical Insurance Card at the social security sub-center of the insured place. With the notice and my valid certificate, go to the original employee medical insurance card service bank to cancel the medical insurance card.

The above is about how to use the medical insurance card 300 yuan. Need to use the medical insurance card, it should be used in accordance with the "Regulations on the Use of Medical Insurance Cards".