What does the sixth social security insurance mean? What's the use?

Long-term care insurance. According to the data released by Beijing, the average basic pension for retirees in 20 19 years is 4 157 yuan per month. Obviously, for the disabled elderly, the high cost of nursing has become a heavy economic burden. The demand of society makes the long-term care insurance called "the sixth insurance" of social security come into being.

Long-term care insurance 20 16 pilot, focusing on ensuring basic living care and medical care for severely disabled people. 2065438+June 2006, Ministry of Human Resources and Social Security issued "Guiding Opinions on Piloting the Long-term Care Insurance System", and put forward the principle requirements for piloting the long-term care insurance system.

Extended data

Under the policy background, some commercial insurance companies are constantly developing commercial nursing insurance to meet the diversified and multi-level long-term nursing security needs. Some commercial insurance companies have introduced similar nursing insurance, covering common diseases of the elderly, such as sequelae of stroke, severe Alzheimer's disease and severe Parkinson's disease.

According to insurance institute of china's calculation, by 2050, the cost of long-term care for the elderly in China will be between 758.4 billion yuan and 4654.38+0.5 trillion yuan. The importance of institutionalization of long-term care insurance is increasingly prominent. In the eyes of the industry, long-term care insurance involves a series of chain services such as pension and nursing, and product design, nursing staff training and home community care service standards need to be improved.

People's Network-Social Security "Sixth Insurance" is coming! Can you rely on it in the future?