Is there any money in the medical insurance card for urban and rural residents?

There is no money in the resident medical insurance card for the following specific reasons:

1. Because there is no personal account for residents' medical insurance, the insured pays once a year, and the paid fees are directly credited to the overall account, so it will only be useful when the inpatient or outpatient reaches the medical insurance deductible line. The insured can use the overall account for reimbursement after illness. Usually, the medical insurance card for urban and rural residents mainly records the detailed information of the insured, as well as the payment and reimbursement.

2. Although the premium of residents' medical insurance is low, its reimbursement ratio is lower than that of employees' medical insurance. Therefore, when applying for social security, employees can apply for medical insurance if conditions permit, so that they can enjoy better medical insurance reimbursement treatment.

How to activate the medical insurance card for urban and rural residents

1, first look at which bank's logo is on your medical insurance card, and go to the counter of the issuing bank's business outlets to activate it;

2. Residents can bring their medical insurance cards to the designated pharmacies for activation, or they can go to the designated hospitals for activation.

3. Go to the local medical insurance center window to activate.

4. Call the service number on the medical insurance card and select Manual Service Activation.

Medical insurance for urban and rural residents is paid once a year.

The payment time of medical insurance for urban and rural residents is as follows:

1. Time for centralized payment of medical insurance for urban residents: September 1 to1October 31for primary and secondary school students and college students;

2. The number of elderly urban residents, ordinary urban residents and children1was1in October and 65438+3 1 in February. However, there may be some adjustments in each province and city, depending on local policies.

3, failed to pay in the centralized payment time of the insured, the payment time is extended to the next year, the payment standard is:

(1)1-The insurance payment in May is based on the annual individual payment standard;

(2) In June-10, the insured payment shall be paid according to the total amount of individual financing for urban residents' medical insurance in that year;

(3) After June 165438+ 10, the annual premium will no longer be accepted. After the annual insurance payment, the waiting period for urban residents to enjoy medical insurance benefits is 2 months.

4, urban residents insured payment, interruption of payment, re insured payment, no longer pay the annual medical insurance fee interruption.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC).

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Article 30

The following medical expenses are not included in the payment scope of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.