Is there a waiting period for transferring employee health insurance to flexible employment?

There is no waiting period for the transfer of employee health insurance to flexible employment.

Flexibly employed people can directly participate in the basic medical insurance for employees without waiting period, and can pay medical insurance and pension insurance even during the period of receiving unemployment benefits; when flexibly employed people find a job, they can transfer their personal social security contributions to the enterprise to continue to participate in the insurance, and there is no restriction on any condition in the process of transferring. In addition, the health insurance treatment for flexibly employed people is the same as that of urban workers, and they can enjoy the retirement health insurance treatment after meeting the retirement age and enough years of contribution, and they do not need to continue to make contributions after retirement.

The transfer and continuity of employee health insurance:

1, the transfer process: employee health insurance to flexible employment health insurance usually need to go to the social security institutions in the place of social security to handle the transfer formalities;

2, the preparation of information: you need to prepare ID cards, employee health insurance card, flexible employment registration certificate and other related materials;

3, the policy provisions: the different regions for the The policy of transferring the employee health insurance to the flexible employment health insurance varies from region to region, you need to consult the local social security institutions;

4, years of contribution: the transfer will be processed according to the individual's years of contribution and historical account balance;

5, personal account: the personal account funds of the employee's health insurance can be transferred to the flexible employment health insurance, but the specific operation of the local policy should be followed.

In summary, flexible employment personnel can directly participate in the basic health insurance for employees, without waiting period, even during the period of receiving unemployment benefits can also pay health insurance and pension insurance; transferred to the enterprise, there are no restrictions on conditions; and, flexible employment personnel's health insurance treatment is the same as the urban workers' health insurance, to meet the conditions of the retirement can be entitled to enjoy the retirement health insurance treatment, without the need to continue to pay contributions.

Legal basis:

Interim Measures for the Transfer and Continuation of Basic Medical Insurance Relationships

Article 11

Employee medical insurance participants who have interrupted their contributions for three months or less prior to the transfer and continuation of their medical insurance can apply for retroactive payment of basic medical insurance premiums according to the provisions of the place where they are transferred, and there is no waiting period for enjoyment of the benefits after the retroactive payment. After the retroactive payment, there is no waiting period for enjoyment of the benefits, and you can enjoy the benefits according to the regulations in the place of transfer in the same month of payment. In case of interruption of contributions for more than 3 months, the basic medical insurance benefits shall be implemented in accordance with the regulations of each co-ordination area, and the waiting period for enjoyment of benefits shall not exceed 6 months in principle. If a participant who has participated in basic medical insurance for more than 2 consecutive years (including 2 years) switches between employee medical insurance and residents' medical insurance due to changes in employment or other personal status, and the payment of premiums is interrupted for 3 months or less, the participant can go through the procedure of making supplementary payment of basic medical insurance premiums according to the regulations of the place of transfer, and there is no waiting period for enjoyment of the benefits after the supplementary payment, and he/she can enjoy the benefits according to the regulations of the place where he/she is transferred in the month of making the payment, and the benefits for the interrupted period can be enjoyed retroactively according to the regulations. The treatment during the interruption period can be enjoyed retroactively according to the regulations. If you have interrupted the payment of contributions for more than 3 months, the basic medical insurance treatment will be implemented according to the regulations of each co-ordination area, and the waiting period for treatment enjoyment will be no more than 6 months in principle.