The relationship between social security, pension insurance, health insurance, pension many people can not distinguish?

Social security, that is, we usually commonly referred to as personal social security, in the past many people like to personal social security is equivalent to pension insurance, in fact, this understanding is very imperfect, social security is a general idea, is through a lot of social security insurance content to be composed of. To put it plainly, social insurance is a general term for the type of social insurance managed and organized by various social institutions, including pension services, medical treatment, layoffs, pregnancy, work-related accidents and other insurance categories involving employees' personal gains and losses and guarantees, and the use of our country to pay a little bit, a little bit of enterprises to pay a little bit of their own to raise social security funds to ensure that the insured person in accordance with the rules of various types of social security benefits at their disposal and create a social security system, it can be understood that social insurance is a social security system, which is the same as pension insurance. Social security system, social insurance can be understood as the core content of China's social security system.

Social pension insurance is the most basic type of personal social security insurance

If social insurance is a general definition, then social pension insurance is one of the core content of social security. Social pension insurance as the core social insurance type of social insurance institutions, the key to play to ensure that the insured old people have a goal, but also now in China's urban and rural residents pension security. China's current social security social pension insurance, divided into urban and rural residents pension insurance, urban and rural residents basic pension insurance 2 insurance categories. The most important social security contributors to the Urban Pension Insurance are the urban workers, while the self-employed and freelancers can also make their own social security contributions. The minimum contribution period is more than 15 years, to achieve the legal retirement age stipulated by law, in the future to be able to do on time retirement; residents of the important social security contributions to the urban residents who do not participate in the urban pension insurance, if you reach the age of 16 years of age or more urban residents can apply for the registration of the place of registration, according to the rules of the pension insurance for 15 years, to reach the age of 60 years old can be able to receive the basic monthly pension.

Medicare is the main content of social security

In the social security of the CNC, in addition to social pension insurance, health insurance is also a more critical content, the key to deal with the insured person's access to medical problems. The medical insurance in the individual social security is divided into two specific components: basic medical insurance for urban workers and basic medical insurance for urban and rural residents, which is an indispensable part of China's multifaceted medical security system. The urban workers' medical insurance, the important target of which is urban workers and freelancers, is the highest level of social medical insurance in the current stage of the medical security system, in addition to dealing with the current problems of reimbursement of medical care, the number of years of contributions should be accumulated. When the cumulative contribution years to do the local government agencies to pay the required number of years, the office will not pay medical insurance after retirement, life-long enjoyment of social security benefits; urban and rural residents of the basic medical insurance, the most important payment of social security object is not to participate in the urban pension insurance of many urban residents, the use of the current policy of payment of one year enjoyment of one year, because of the payment of norms is very low, the payment of years of service is not cumulative calculation, you must be uninterruptedly Payment of contributions in order to enjoy lifelong health insurance benefits.

The pension is to pay the pension insurance according to the rules after enjoying the treatment to ensure that

As I said before, according to the rules to pay the pension insurance to do at least 15 years, to the legal retirement age stipulated by the law, we can deal with the law of the retirement, and receive the basic pension on a monthly basis. Here in accordance with the rules to pay pension insurance is a prerequisite, and the minimum contribution period is 15 years, of course, this 15 years is a minimum to ensure that the period, in fact, is the most basic threshold for retirement, in addition to these criteria, there is also a major criterion, that is, in order to achieve the legal retirement age prescribed by law. Pension calculation is based on the contribution base, contribution period, personal account fund balance, the average monthly income of employees in the previous year and other elements to consider, the larger the contribution base, the longer the contribution period, the more basic pension. Because the urban pension insurance payment norms are much higher than the residents' pension insurance, coupled with the pension calculation rules are different, pay the urban and rural residents' pension insurance for retirement pension, will be far more than the residents' pension insurance pension level.

Overall, social insurance is a general idea, social pension insurance, health insurance, etc. belongs to the core content of the social security, social insurance is by the social pension insurance, health insurance, unemployment insurance, maternity insurance, industrial injury insurance to be composed of their relationship is the general definition and sub-definition of the name and specific content of the unity of the relationship between the pension is in accordance with the rules of the payment of old-age insurance and enjoy the social security wage treatment, does not belong to the social security. Social security wage treatment, not the composition of the specific content of social security, but is one of the goals of social security.