How many five insurances and one gold are deducted by civil servants every month?

Five insurances and one gold refer to several kinds of security benefits provided by employers, including endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund. Then, how much is the monthly deduction for five insurances and one gold? Do institutions pay five insurances and one gold?

According to the relevant laws and regulations, the collection scope of "five insurances and one gold" includes: state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and their employees, institutions and their employees who implement enterprise management, and private non-enterprise units and their employees. Do civil servants have five insurances and one gold? The answer is yes.

How much is the civil servant's five insurances and one gold deduction?

Endowment insurance: the unit pays 2 1% for you every month, and you pay 8% yourself;

Medical insurance: the unit pays 9% for you every month, and you pay 2% plus 10 yuan for serious illness;

Unemployment insurance: the company pays you 2% every month, and you pay it yourself1%;

Work injury insurance: the unit pays 0.5% for you every month, and you don't have to pay a penny yourself;

Maternity insurance: the unit pays you 0.8% every month, and you don't have to pay a penny yourself;

Housing accumulation fund: the unit pays you 8% every month, and you pay 8% yourself.

Reminder: the proportion and base of paying five insurances and one gold in each place are different. You can consult the local social security department for details.

Legal basis:

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity. Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development. Therefore, compared with enterprise employees, the proportion of civil servants paying five insurances and one gold is more welfare, generally only paying medical insurance and housing provident fund, and as far as medical insurance is concerned, the reimbursement degree of civil servants is higher than that of ordinary urban residents. From a policy point of view, maternity insurance and basic medical insurance may merge soon. By then, five insurances and one gold will become four insurances and one gold.