What does social security mean?

1. What is social security? Social security, that is, "social insurance", is a social security system organized and managed by the state or local government to cope with the risks of unemployment, illness, work injury, old-age care and childbirth in life.

2. What does social security include? Social security includes pension insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Different countries and regions have their own social security systems to ensure a certain level of living security.

3. The origin of social security. Social security originated in the industrial period, and workers are faced with unfavorable conditions such as poor working conditions, frequent industrial injuries and high unemployment rate, which has aroused concern about workers' rights and interests and social equity and promoted the development of social security.

4. Is social security available to everyone? Social security is usually related to employment. You need to find a job first. Individuals and companies pay social security insurance premiums in proportion every month, and you can enjoy social security during work and after retirement.

5. How many years should social security be paid? The duration of each insurance is different. For example, industrial injury insurance takes effect immediately after enrollment, medical reimbursement can be enjoyed after one year of medical insurance, and pension can be enjoyed after retirement after fifteen years of old-age insurance.

6. Social security is five insurances and one gold. Social security only includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, excluding housing provident fund, which is another system, separate from social security.

7. Under what circumstances do I need to buy social security? In China, employees are generally compulsory participants in social insurance, including full-time employees, labor dispatch workers and temporary workers. Self-employed people can buy social insurance by themselves.

Second, the payment of social security.

1. To pay endowment insurance, there will first be a "payment base", that is, the average salary of local employees in the previous year. Individuals pay according to 8% of the payment base, and units pay according to 20% of the payment base.

2. Payment of medical insurance. Generally speaking, medical insurance is based on the average wage income of employees in the previous year, and individuals pay according to 2% of the payment base, and units pay according to 10% of the payment base.

3. Unemployment insurance payment, each region shall formulate local payment base standards according to economic conditions and actual needs. Individuals shall pay according to 0.5% of the payment base, and units shall pay according to 0%-2% of the 65438+ payment base.

4. Payment of industrial injury insurance. The payment base of industrial injury insurance is the total wages of employees in the previous year. Work-related injury insurance is paid by the unit according to 0.2%~ 1.9% of the total wages, and individuals do not need to pay work-related injury insurance.

5. Payment of maternity insurance. The payment base of maternity insurance is generally based on the average salary of employees in the previous year. Individuals pay 0.5% of the payment base, and units pay 1%-2% of the payment base.