What to do if you make a mistake in paying medical insurance into social security

Paying medical insurance accidentally paid into the social security can apply for the return of medical insurance duplicate contributions.

The way to return the insurance refund is as follows: you can apply to the medical insurance bureau, both belong to the medical insurance, withdraw from one of them.

According to the relevant legal provisions can be seen, medical insurance generally refers to the basic medical insurance, is to compensate for the economic losses caused by the risk of illness of workers and the establishment of a social insurance system. Through the employer and individual contributions, the establishment of a medical insurance fund, the insured person is sick to visit the medical expenses incurred by the medical insurance organization to give them a certain amount of financial compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of the units and members of society, and together with the government's subsidies, enables sick members of society to obtain the necessary material assistance from society, reduces the burden of medical expenses, and prevents sick members of society from being "impoverished due to illness".

The conditions for applying for a refund of social insurance:

1. Settling abroad: going through the procedure of leaving the country and the household registration has been canceled in the country;

2. Deceased before the retirement and the household registration has been canceled;

3. Repeatedly paying social security and the end of the labor relationship;

4. Retirement of social security contributions have not been full of 15 years.

The above four cases, you can apply for social security refund.

Legal characteristics of social insurance:

(1) Compulsory. The so-called mandatory means that social insurance is mandatory through legislation, the content and implementation of social security are carried out through the law.

(2) Universal. Social insurance requires socialization, all enterprises and members of society that meet the legal requirements must participate.

(3) Welfare. The so-called welfare nature means that social insurance does not aim at making profit, and is implemented solely to protect the basic life of the members of the society.

(4) Social equity. Social insurance as a form of distribution has obvious fairness characteristics. On the one hand, there cannot be any special class in social insurance, and citizens under the same conditions receive the same protection. On the other hand, in the process of forming the insurance fund and in the process of using it, the rights enjoyed by individuals and the obligations they bear are not strictly quid pro quo, thus reflecting a certain degree of social equity.

(5) Basic security. The protection standard of social insurance is to satisfy the basic living needs of the insured, because the fundamental purpose of social insurance is to ensure the stability of people's incomes and the stability of life, and to play the role of social stabilizer.

(6) Mutuality. Social insurance through the form of law to the whole society has the obligation to pay the social insurance units and individuals to collect social insurance premiums to establish social security fund, and in the whole society unified for the benefit of the guaranteed objects, at the same time, the social insurance fund can be adjusted from the unified fund.

Legal basis

The Social Insurance Law of the People's Republic of China

Article 58

An employing unit shall, within thirty days from the date of employment, apply for registration of social insurance for its employees with a social insurance agency. If it fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums it shall pay.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Article 59: The people's governments at or above the county level shall strengthen the collection of social insurance premiums.

Social insurance premiums shall be collected in a uniform manner, and the steps and specific measures for implementation shall be prescribed by the State Council.