Kunshan medical insurance card money how to calculate

There are two ways to apply for social security:

(-) personal name to pay need to go to the social security bureau where the account, the procedures include: my ID card, recent crownless one-inch photo preparation two, premiums, applications and so on can be. And can only apply for pension, medical insurance two kinds.

How much to pay is calculated according to the local social wage last year, and it is not the same every year.

For example, if the average wage in A is 20,000 yuan, then the amount of pension insurance is 20,000*20%=4,000/year, and medical insurance is 20,000*10%=2,000/year.

There are also provisions for the minimum and maximum levels, the minimum level of contribution shall not be less than 60% of the average monthly salary of the average employee, the maximum level of 300% of the average monthly salary of the employee. Generally, the lowest grade is the majority.

In addition, the minimum contribution period for pension insurance is 180 months or 15 years, and medical insurance needs to be paid for at least 25/30 years, so that you can apply for pension benefits and medical reimbursement when you reach retirement age (as long as the renewal of the usual contributions is also possible).

(ii) or the identity of the unit way to pay on behalf of the purchase of social security. If you are a foreigner, you can only buy social security through the unit method.

Additionally, if we are talking about applying for social security, it is better to pay through the second type of unit, because the unit will bear a large portion of the cost for us, which in turn reduces the pressure of their own payment.

If you can't pay, can you return it and how?

You can apply to the local social security bureau according to your actual situation, and the procedure includes your ID card, application for refund, payment of social security (pension book, medical insurance card) and other materials.

And can only be refunded pension, medical insurance.

But it should be noted that the fees paid by the social security is managed by two accounts, namely, the individual account and the integrated account, if you take out of it, you can only receive the amount of money inside the individual account. However, most of the money goes into the integrated account, and there is not much money in the personal account, and only a portion of the personal account can be withdrawn, which is even less, usually ranging from a few dozen dollars to a few hundred dollars, depending on the time period of the payment and the level of payment.

Finally, it is recommended that you be careful about surrendering your insurance policy, the loss is not worth it

Extended reading: how to buy insurance, which is good, hand in hand to teach you to avoid the insurance of these "pits"