Hello, my colleague Zhaoyuan is employed in Qingdao. Signed the contract 1 1 and paid five insurances. But the company has no social security money and has never paid any money.

Social security after resignation can be transferred, transferred out or surrendered. If you find a new job immediately after resigning, you can go through the transfer procedures and be renewed by the new unit. In this case, the renewal fee will also be borne by the new unit. If the new unit is in a different place, it may need to be confirmed by the social security center in a different place or handled according to different policies in different places. You'd better go to the social security center to find out before resigning.

If you don't find a new company immediately after resigning, don't worry about clearing the social security. You can completely renew your insurance and transfer it from your company account to your own account. Of course, in this case, different units in different regions may have different treatment methods. For example, some units ask you to transfer your social security account to a colleague's account, so that colleagues can continue to help renew the insurance. You just need to give the money to your colleagues. Another way is to find a company, hang its social security under it and renew it in the name of the company. However, the expenses paid by the company should also be borne by itself, and the economic burden is even greater. This method is not cost-effective But in a word, the expenses are borne by yourself. If it is an individual renewal, only the pension and medical expenses need to be paid. The base is based on the local average wage, and different regions have different regulations on the proportion. Please consult your local social security center for details.

Individuals need to pay social security, first go to the local talent service center for unemployment registration. You need to provide the certificate of dissolution of the labor contract and a copy of your personal ID card, fill in the relevant registration form according to the prompts, or apply for local unemployment benefits at the same time. Every region will have corresponding preferential policies and treatment for the unemployed. You can consult the staff of the service center to handle it. Then, to go to the medical insurance center for medical insurance, you need to provide personal ID card, unemployment certificate and medical insurance certificate issued by the original unit. You can also stop the insurance for a period of time and renew it when you have a new job, but the social security expenses during this period still need to be replenished.

It should be noted that the reimbursement of medical expenses will stop in the month after the termination of insurance. Moreover, it is best not to let the medical insurance be in arrears, because once the medical insurance is in arrears for more than three months, you need to wait for half a year to enjoy the same treatment.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.