How to pay social security in Xi 'an?

First of all, there are different types of social insurance. Many employees know that the company will pay five insurances and one gold for us when they join the company, but for flexible employees, they can only pay pension and medical insurance, because according to the regulations, the remaining three insurances and one gold cannot be paid by individuals.

Second, the social security paid by employees is mandatory. According to the provisions of Article 72 of the Labor Law of People's Republic of China (PRC), the social insurance fund determines the source of funds according to the types of insurance, and gradually implements social pooling. Employers and workers must participate in social insurance and pay social insurance premiums according to law.

Third, the payment ratio is different.

Total payment of five insurances and one gold = social security payment base × (pension insurance payment ratio+medical insurance payment ratio+unemployment insurance payment ratio+provident fund payment ratio)+3 yuan in serious illness medical insurance; Among them, pension, medical care and unemployment are all paid by individuals and enterprises according to a certain proportion (the proportion of social security contributions varies slightly from place to place). Generally speaking, enterprises account for a large proportion, taking Beijing as an example:

1, pension insurance payment ratio; The unit pays 19%, and the individual pays 8%.

2. The proportion of unemployment insurance payment; 0.8%,0.2%

3. The proportion of medical insurance payment; The unit pays 9%+ 1%, and the individual pays 2%+3 yuan (medical insurance for serious illness).

As for work-related injury and maternity insurance, individuals do not need to pay, and all of them are paid by enterprises. If it is an individual, it needs to be paid in full.

4. Different payment types and proportions will lead to different retirement benefits. According to the relevant person in charge of the Social Security Bureau, is there a difference in the retirement age of female insured persons? In general, female cadres are 55 years old, female employees are 50 years old, and everyone is 55 years old. The retirement age of male insured persons is the same, and they are all 60 years old at present.

At the same time, for unemployment, work injury and maternity insurance benefits, enterprises enjoy this treatment, and individuals do not. The other three medical insurance cards have a certain amount of medical expenses every month; Individuals have no medical expenses, so it is more cost-effective for employees of enterprises to pay social security on the whole.

Let's take a look at the old-age insurance: enterprise employees can receive a monthly pension after reaching the national statutory retirement age. If the accumulated payment period is less than 15, they can apply for delayed retirement or one-time payment of 15, and then receive a monthly pension.

Individuals who pay old-age insurance and die due to illness or non-work may receive funeral grants and pensions in their wills; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance.

Why can't social security be paid off?

At present, welfare policies in many cities are closely related to social security. Take Beijing as an example. If you want to buy a house or a car, you need to pay social security for five years in a row, and you can't interrupt it halfway, so it doesn't count. Try not to interrupt social security. If an individual who resigns cannot pay social security, he must find a social security agency to pay, generally according to the lowest social security payment base. Of course, in addition to all the social security expenses that individuals have to bear, they also have to pay some agency fees to social security agencies. The advantage of this is that personal five risks can be uninterrupted.

What's the difference between employee social security and resident social security?

(Never handled) Social Security Handling Process:

1. Personal ID card and its copy.

2. Two 2-inch bareheaded recent photos.

3, fill in the "insurance registration"

(Account Opening) Social Security Handling Process:

1, payment voucher

2. Personal ID card and its copy

3. Two 2-inch bareheaded recent photos.