Do you need a medical card when you have a medical insurance card?

Need to be dealt with. Medical card enables hospitals to rapidly allocate and mobilize medical resources for patients and better provide medical services for patients. The medical insurance card cannot be used as a medical card, but since 20 18, the national social security card has been basically realized, and urban and rural residents use it to see a doctor. Social security cards can be used as medical cards.

The use of medical insurance card is as follows:

1. The scope of use of the medical insurance card is that when the insured employees buy medicines in designated hospitals and pharmacies, they can use their passwords to swipe their cards on POS machines, but they cannot withdraw cash or transfer money.

2. Check the balance of medical insurance card. Insured employees can inquire about the balance by telephone, or at China Bank Savings Office or designated hospitals and pharmacies in urban areas. You can also log in to the social security inquiry system online.

3, medical insurance card transaction query. Insured employees can print medical insurance card transaction records with their ID cards and medical insurance to China Bank Savings Office, including expenditure records and consumption records of personal account funds. If you have any questions about the transaction records, you can go to the retail business department of Bank of China.

4. Medical insurance card password. If the insured employees change their passwords, they can make changes by phone, or they can make changes with their ID cards at China Bank Savings Office. If the insured employee forgets his password, he can report the loss of the original password with his ID card to China Bank Savings Office and change it.

5. Take care of the medical insurance card. Insured employees should take good care of their medical insurance cards. If you accidentally lose it, please immediately issue a letter of proof to the unit and stamp it in the medical insurance office for confirmation. Then, they will take their ID cards to China Bank Savings Office to report the loss and go through the replacement procedures. After 7 days, they can get a new card.

Rural cooperative medical insurance card is a special card for personal account of medical insurance, which takes personal ID card as the identification code and stores detailed information such as personal ID card number, name, gender, account fund allocation and consumption. After the insurance payment, the medical insurance department (hereinafter referred to as the medical insurance department) will entrust the personal account payment to the personal medical insurance card of the insured employees at the end of each month. Insured employees can swipe their cards on POS machines with passwords when purchasing medicines in designated hospitals and pharmacies, but they cannot withdraw cash or transfer money. That is, the scope of use of urban medical insurance cards is also applicable to the scope of use of rural medical insurance cards. You can swipe the family medical insurance card-the expenses that should be paid by the insured and their families in the outpatient medical expenses and hospitalization medical expenses incurred by designated medical institutions, as well as the expenses that should be borne by individuals for special inspection and special treatment during outpatient or hospitalization; The cost of purchasing drugs at designated retail pharmacies.

Legal basis:

Regulations of People's Republic of China (PRC) Municipality on Basic Medical Insurance for Urban Workers

Article 3 The basic medical insurance fund for urban workers shall be established, and the system of combining individual medical accounts (hereinafter referred to as individual accounts) with basic medical pooling funds (hereinafter referred to as pooling funds) shall be implemented.

The ownership of personal accounts belongs to individuals. The ownership of the overall fund belongs to all personnel participating in the basic medical insurance.