Can I still get the money after paying the old-age insurance 15?

You can get the money after the endowment insurance is paid 15 years.

1. When employees reach the statutory retirement age and the accumulated contributions of old-age insurance reach 15 years, they can receive a monthly pension. In other words, as long as the payment before retirement is over 15 years, even if the freelancer no longer pays the pension insurance, he can receive the pension after reaching the statutory retirement age. It should be noted that the higher the payment level of basic old-age insurance, the longer the payment time, and the more pensions you will receive in the future.

2. The Law on Social Insurance of On-the-job Employees clearly stipulates that the employer shall apply to the social insurance agency for social insurance registration for its employees within 30 days from the date of employment. Regardless of whether the employee's pension insurance has been paid cumulatively for 15 years, as long as a labor relationship has been established with the employer, it should be paid before reaching the statutory retirement age, and the employer and the employee jointly pay social insurance premiums. Endowment insurance is a part of China's social security system. When I was young, I had to pay a sum of money to the country every month or every year to save it. After retirement, I will receive a sum of money from the country every month to ensure the basic life of the elderly. Generally speaking, the endowment insurance in various provinces and cities can be divided into two categories: employee endowment insurance and resident endowment insurance. Employee pension insurance is the pension insurance paid by office workers according to the treatment of employees, and individuals and companies pay part of it every month.

3. The current level of pension benefits for enterprise employees is directly related to the payment time and payment base. With a high payment base and a long payment time, the level of pension benefits is relatively high, and vice versa. In addition, the annual pension growth level is also linked to the payment period, and some pension growth levels are determined according to the length of payment time. Simply put, it is "pay more and get more, and pay more in the long run." At the same time, the level of pension benefits is also related to the average social wage of urban workers in this city in the previous year and the total personal accounts of pension insurance when employees retire.

The process of paying endowment insurance:

1. Go to the local social security bureau: Applicants can go to the local social security bureau to pay endowment insurance.

2. Fill in the application form: Applicants need to fill in relevant application forms, and generally need to provide personal basic information, contact information, employment information, etc.

3. Determine the payment amount: Applicants need to choose different pension insurance payment schemes according to their own conditions and determine the corresponding payment amount in order to enjoy more pension insurance benefits. The specific payment amount and proportion can be understood according to local policies and regulations;

4. Payment of old-age insurance premium: the applicant needs to pay the old-age insurance premium according to the regulations and submit the proof of payment to the social security agency;

5. Payment confirmation: After reviewing the applicant's information and payment, the social security agency will confirm the applicant's payment and transfer the corresponding payment amount to the personal account.

To sum up, the amount of pension received by workers after retirement is directly related to their wage income and payment during their on-the-job labor, which can undoubtedly stimulate the enthusiasm of workers during their on-the-job work and improve efficiency.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.