Newborns are insured in the same year and the following year.

Newborns are insured in the second year.

Newborn medical insurance is paid from 10 to the end of February. Then the guarantee is from the following year 1 month to 65438+February. What I pay now is the cost of next year, and what I bought is also the year after. Newborn medical insurance is bought in advance every year. The medical insurance process is as follows:

1, apply for a birth certificate, and bring the birth certificate and household registration book to the place where the household registration is located to give the newborn registered permanent residence;

2. Go to the medical insurance service point of the residential (town) community affairs acceptance center where the household registration is located to handle the insurance registration and payment procedures. When handling the insurance procedures, parents should provide the staff with the original and photocopy of the household registration book, birth certificate and other information;

3. Get the outpatient medical diagnosis. The voucher includes social security card and medical record book;

4. Get the medical certificate of hospitalization. This voucher refers to the medical voucher of children's hospitalization fund.

The scope of reimbursement of medical insurance refers to the scope of reimbursement of basic medical insurance drugs, diagnosis and treatment items and medical service facilities (commonly known as three catalogues) in order to protect the basic medical needs of the insured.

Urban medical reimbursement mainly refers to medical treatment, medication, hospitalization, surgery, etc. And medical expenses can be reimbursed by medical insurance card in accordance with relevant regulations. Urban medical insurance is relatively specific, with large project scale and coverage, but limited compensation for major diseases or accidents. At this point, the author suggests that the insured can purchase commercial supplementary medical insurance and social security to reduce their economic losses.

Article 4 of the Social Insurance Law of People's Republic of China (PRC) * * * Employers and individuals in People's Republic of China (PRC) shall pay social insurance premiums according to law, have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.