15 how much do laid-off workers need to pay to participate in social security?

15 how much do laid-off workers need to pay to participate in social security? How much does it cost for laid-off workers 15 to participate in personal social security? 15 what is the concept of social security? It is the minimum payment period stipulated by China. Naturally, if you pay social security wages according to this minimum payment period, you will eventually retire normally and enjoy the monthly pension insurance benefits. Therefore, it is possible that many people will pay social security wages according to this minimum level, and then they can experience a pension income in the future.

So how much does it cost to pay social security according to 15? Among them, there are two ways. One is to pay social security by the work unit itself. If you have a work unit, the amount and proportion of social security paid by the group according to your work unit will be relatively small. After all, enterprises should pay social security wages to employees in strict accordance with the responsibilities and obligations of the labor law. At the same time, enterprises will also bear most of the payment amount and proportion, and everyone only needs to bear a small part of the amount and proportion.

In that case, if your own work unit pays personal social security, most of the annual personal income tax expenses will be paid, because some enterprises should have no provident fund. In that case, the deductible expenses for about one month will be less than 500 yuan from your personal salary. The average of one year is actually about 5000 yuan, which is the sum of our personal expenses.

In that case, if you don't have a work unit to pay social security contributions according to the flexible employment method, in this case, you will have to bear each payment amount and proportion in full, so obviously, the level of expenses they bear will definitely exceed the level of expenses borne by enterprises. As long as social security contributions are paid by enterprises, the proportion of social endowment insurance and medical insurance borne by individuals is only 10%.

However, I pay social security independently according to the flexible employment method, so that the social endowment insurance is 20% and the medical insurance is 4%. So close, I need to pay 24%, which is equivalent to the cost borne by the enterprise. 2.4 times. Obviously, our own costs will be higher. Suppose we can pay 5000 yuan through the enterprise, then 2.4 times of our own contribution is equivalent to 12000 yuan, which needs to be close to 1000 yuan every month on average.

Moreover, with the continuous improvement of the average social wage every year, the level of expenses they bear will continue to increase, and it will increase at a rate of 5% every year. Therefore, after 15 and even in the end, the expenses they bear are far more than 200,000 yuan or more. This is the total cost that we, as flexible employees, bear in paying social security. In fact, it is obvious that everyone is looking for a work unit. It seems more cost-effective to pay social security wages according to the work unit. After all, your own costs will be very low, and the expenses borne by individuals will be directly deducted from your own enterprises.