How much is the endowment insurance for residents?

How much is the basic old-age insurance for urban and rural residents?

The new rural endowment insurance policy is divided into payment standard, payment base and living allowance for the elderly.

1, new rural endowment insurance payment standard

At present, the payment standard of new rural insurance is set at 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1000 yuan, 1500 yuan and 2000 yuan.

2, the new rural endowment insurance payment base

The payment base of the new agricultural insurance can be paid annually at the rates of 5%, 10%, 20% and 30% respectively. The specific payment ratio is independently selected by the insured residents. According to this standard, the annual payment base of 20 1 1 660 yuan is1/kloc-0, and the annual payment standard is 583 yuan at the rate of 5%; According to the ratio of 10%, the annual payment standard is 1 166 yuan; 20% of the annual payment standard is 2 yuan in the examination room; According to the proportion of 30%, the annual payment standard is 3498 yuan. The basic old-age insurance premium for urban and rural residents is paid annually, or you can choose to pay it in one lump sum before reaching the age of 60 (it must be paid in full 15 years), or pay it in one lump sum when reaching the age of 60. One-time payment or supplementary payment can only be made at the rate of 10% or above.

New rural residents over the age of 3.60 can apply for living allowance for the elderly.

Urban and rural residents who have reached the age of 60 are no longer included in the scope of insurance payment, and can apply to the government for living allowance for the elderly.

Urban and rural residents who have official household registration in this city, have reached the age of 60, have not participated in the old-age insurance for urban and rural residents, and have not enjoyed the social old-age security benefits can receive the old-age living allowance.

The standard of living allowance for the elderly in urban and rural areas is: 70 yuan per person per month for those over 60 years old and under 70 years old; At least seventy years of age and under eighty years of age, 80 yuan per person per month; At least eighty years of age, 90 yuan per person per month. Eligible citizens over the age of 60 can apply for living allowance for the elderly at the administrative village or labor security workstation where their household registration is located with the Household Registration Book and the Resident Identity Card.

I suggest you look at the above criteria and decide how much you want to buy.

Second, the characteristics of old-age insurance

Social endowment insurance is a popular social insurance system in the world, which generally has the following characteristics:

It is legislated and enforced by the state, and all enterprises, units and individuals must participate. Those who meet the conditions for receiving a pension can receive a pension from the social insurance department; The sources of social endowment insurance funds are generally shared by the state, units and individuals, or by units and individuals to achieve extensive social mutual assistance; Because of its strong sociality, great influence, large number of people enjoying it for a long time and huge cost, it is necessary to set up special institutions to implement unified planning and management of modernization, specialization and socialization.

Legal basis:

Article 10 of the Social Insurance Law stipulates that employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 11 stipulates that the basic old-age insurance shall combine social pooling with individual accounts. The basic old-age insurance fund consists of employers, individual contributions and government subsidies.

So how much is it appropriate for urban and rural residents to pay the basic old-age insurance premium? This is the answer for you. There are standards and bases for urban and rural residents to pay insurance premiums. There are three insurance policies: standard, basic and living allowance. There are 12 grade standards and four cardinal numbers for residents to choose from. There are other legal knowledge you need to know. Welcome to the legal platform. Online lawyers will provide professional lawyer consultation and answer questions at any time.