Can rural social security be refunded after payment?

Rural household registration social security can be surrendered, but the money in social security can only be taken out under certain conditions.

At present, China has strict conditions for surrender, and only the following situations can be surrendered:

1, migrant workers from other places return home;

2. The insured has reached retirement age and has not paid the fee for 15 years;

3. The insured goes abroad to settle down;

4. The insured dies.

What is the procedure for surrender?

1. The surrenders should write an application for surrender, specify the reasons for surrender, and attach relevant materials, such as entrance examination, recruitment, household registration and other materials, and go through the formalities at the township management agency.

2, the township management agencies to review the relevant certificates, and signed opinions, and will apply for surrender of the payment card, payment record card and submitted to the county insurance institutions. County-level insurance institutions re-examine the submitted materials, and calculate the amount of surrender if they meet the conditions for surrender.

3. The amount of surrender for normal surrender and abnormal surrender is calculated according to different standards. Normal surrender, according to the annual interest rate of 7.5% return interest. After deducting the management service fee and bearing interest at the compound interest rate of 7.5% per annum, the proportion of individuals returned collectively depends on the situation. The part of the collective subsidy that has not been returned to the individual is credited to the fund. In case of abnormal surrender, only the principal of insurance premium and the amount of collective subsidy paid by the insured person will be refunded. According to the principle that collective subsidies that have been credited to individuals will not be refunded and credited to the fund.

What is the difference between urban and rural residents' endowment insurance and urban workers' endowment insurance?

1, the age of receiving old-age insurance benefits is different.

The age at which male workers in urban enterprises receive basic old-age insurance benefits is divided into 60 years old, 55 years old and 50 years old, while female workers are divided into 55 years old, 50 years old and 45 years old. Both men and women in urban and rural social endowment insurance receive basic endowment insurance benefits at the age of 60.

2. The basic pension received is different.

The basic pension for employees in urban enterprises is based on the average monthly salary of employees in the whole province in the above years and the average indexed monthly salary of employees when they retire, and the payment is paid to 1% every full year. The current basic pension quota for urban and rural residents in our city is 100 yuan/month.

3. The pension adjustment mechanism is different.

The pension for employees of urban enterprises is adjusted regularly every year, and the pension for urban and rural residents has not yet established a regular adjustment mechanism.

To sum up, although the new rural cooperative medical system can be withdrawn, if there are no special circumstances, it is best not to withdraw from the endowment insurance at will. In rural areas, villagers' pension insurance belongs to urban and rural residents' pension insurance, which is quite different from urban workers' pension insurance in payment grade and pension adjustment mechanism.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.