What's new in the social insurance policy for laid-off workers?

The new social insurance policy for laid-off workers provides that laid-off workers who have not reached retirement age can make one-time retroactive contributions so that they can enjoy pension benefits when they reach retirement age. And, for laid-off workers to pay personal social security, to give some financial subsidies to reduce the burden of the workers. The laid-off workers can use the flexible employment status to pay for their own social security.

What's new in social insurance policy for laid-off workers?

Subsidy policy for social insurance for people with employment difficulties. For the unemployed who have difficulties in employment, the state will give social insurance subsidies for not more than 36 months. The social security subsidy is generally to subsidize all the costs borne by the unit such as old-age, medical care and work injury insurance. If a flexibly employed person is insured himself or herself, the individual contribution burden is generally partially subsidized by 50 to 66 per cent. At the same time, the burden of taking out insurance is greatly reduced, and can be extended until retirement if the initial application is no more than five years from retirement age. The new policy also stipulates that as long as they have not yet reached the retirement age, they can purchase pension insurance, make a one-time payment of a portion of the retroactive money, and then make annual contributions until retirement, and after 15 years of contributions, they can enjoy a pension in the future.

The difference between employee and resident social security?

1, the protection of the population and the scope of different

Employee social security is mainly oriented to have a work unit or engaged in the individual economy of the active workers and retirees, the protection of the rights and interests of workers, the scope of protection is the five insurance, namely, old age, medical care, unemployment, industrial injury, maternity;

Resident social security is mainly faced with no work of the elderly residents, students and children and other residents. The scope of coverage is only urban and rural residents medical insurance and urban and rural residents pension insurance.

2, different payment standards and sources

Employee social security: paid monthly, by the employer and the employee personal **** the same payment, not enjoy government subsidies. Resident social security: paid annually, the contribution standard is generally lower than the employee health insurance, the government gives appropriate subsidies on the basis of individual contributions

3, different treatment standards

Resident social security due to the lower level of financing, pension and medical treatment standards are generally lower than the employee health insurance.

4, different contribution requirements

Employee social security set up a minimum number of years of contributions, to reach the cumulative number of years of contributions, no longer pay after retirement to enjoy the corresponding insurance benefits; residents of the medical insurance does not set up a minimum number of years of contributions, must be paid every year, do not pay no enjoyment of the benefits.

Three, social security contribution ratio is how?

The social security unit and individual part of the payment. Specific social security contributions are:

1, pension insurance, units and individuals to pay 20%, 8%;

2, medical insurance, units and individuals to pay 12%, 2%;

3, unemployment insurance, units and individuals to pay 2%, 1%;

4, maternity insurance units to pay 0.60%, individuals do not pay;

5, workers' compensation insurance units to pay 2%, individuals do not pay. pay 2%, individuals do not pay.

In summary, because of the restructuring of state-owned enterprises, many workers laid off, which led to the interruption of social security, according to the latest policy, laid-off workers can make up for the social security contributions, contributions less than fifteen years, you can pay a lump-sum payment, so that when you reach the legal age of retirement, you can enjoy the social security treatment, receive a pension. If the laid-off workers personally pay social security, you can also enjoy the subsidies.