How many years does it take to buy social security to get a pension?

You have to buy 15 years of social security to get a pension.

Individuals who have reached the statutory retirement age can only receive the basic pension on a monthly basis if they have paid for fifteen years; If the accumulated payment is less than fifteen years, you can choose to continue to pay until you meet the conditions of fifteen years; Or transfer to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council. In addition, if the deferred payment is less than fifteen years after five years, you can also choose to pay the remaining years in one lump sum to ensure that you can receive a pension after retirement.

Basic components of social security:

1. Old-age insurance: providing basic living security for employees after retirement;

2. Medical insurance: medical expenses subsidies for employees and their families;

3. Work-related injury insurance: protection for employees who are injured at work or suffer from occupational diseases;

4. Unemployment insurance: providing basic living expenses for unemployed workers in a certain period of time;

5. Maternity insurance: give certain financial subsidies to female employees for maternity.

To sum up, when an individual reaches the legal retirement age, he must pay a total of 15 years to receive the basic pension. If the payment is less than 15 years, you can continue to pay or transfer to other endowment insurance and enjoy the corresponding treatment. In addition, individuals who have not reached 15 years after five years of deferred payment can choose to pay off the remaining years in one lump sum to ensure that they can receive a pension after retirement.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.