What is the third generation medical insurance card?

The third generation social security card is a new generation social security card produced and issued by Ministry of Human Resources and Social Security in accordance with the unified technical specifications.

The third generation social security card uses the state secret algorithm to enhance the security of the card, and at the same time uses the contact and non-contact "double interface" card reading application to support social security and financial functions. The third generation social security card can enjoy 102 social security services, such as social security payment, receiving benefits, medical treatment and medicine purchase, information inquiry, settlement of medical treatment in different places, labor ability appraisal, employment and unemployment registration, etc. The security of the card is enhanced by using state secret algorithm, and the social security function and financial function are supported by using contact and non-contact "double interface" card reading applications. Compared with the second-generation social security card, the third-generation social security card has a new micropayment function, which can be used in bus/subway rides, bicycle rental and other scenarios. The third generation social security card also has financial function and personal authentication function.

The difference between social security card and medical insurance card is as follows:

1, with different concepts, social security card is a social security card, which is an integrated circuit card issued by human resources and social security departments in various business fields of human resources and social security; Medical insurance card is a special card for personal account of medical insurance, which takes personal ID card as the identification code and stores detailed information such as personal ID card number, name, gender, payment and account capital consumption.

2, different functions, social security card not only has the function of medical insurance card, but also is an important document for handling various social security businesses, such as receiving unemployment benefits. The medical insurance card is limited to the medical insurance function, which can only be used to enjoy medical insurance benefits and cannot be reimbursed;

3. Different card issuing departments, the medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance institution will entrust the bank to transfer the personal account payment to the insured employee's personal medical insurance card at the end of the month; Social security cards are issued to the society by local human resources and social security departments;

4, the security performance is different, the social security card has strict key management system and approval, and the security factor is high; There is no such management system for medical insurance cards, and the safety factor is low.

To sum up, the third generation social security card completely adopts domestic encryption technology, such as personal digital certificate function and biometric function. This is more secure. It can be seen that the function of the third-generation social security card is more powerful, and now many cities are carrying out the card replacement work, so I suggest you take the time to replace your social security card with the third-generation social security card.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.