What is the reason why the medical insurance card was stopped?

The reason why the medical insurance card was suspended was that the medical insurance account was included in the social security card, and the country is vigorously promoting the use of social security cards for medical treatment.

The original medical insurance card is a magnetic stripe card, which contains very little information. Degaussing can't be used for a year or two, and it can't meet the comprehensive business functions. Social security card is an IC integrated card, which contains medical insurance account. It is supervised by the State Ministry of Human Resources and Social Security. Very advanced technology, safer use, service life 10 years. In addition, the social security card will also be applied to various business fields of human resources and social security, which is the basis for realizing the functions of national overall planning for the aged and medical treatment in different places in the future.

Social medical insurance card, referred to as medical insurance card or medical insurance card, is a special card for personal account of medical insurance. With the personal identity card as the identification code, the detailed information such as personal identity card number, name, gender, account capital expenditure and consumption are stored and recorded. The medical insurance card is undertaken by the local designated agent bank, which is a multi-functional debit card of the bank. After the insured unit pays the fee, the local medical insurance department will entrust the bank to transfer the personal account payment to the personal medical insurance card of the insured employee at the end of the month.

function

Medical insurance card is a functional card with a chip, which is used for identity confirmation and personal account payment of medical insurance when visiting a doctor or a pharmacy. For example (the initial password of Wuhan Medical Insurance Card is 1234). Medical record is a kind of medical record, which can be used in all designated hospitals in the same city to record medical treatment.

Outpatient reimbursement

Medical insurance for residents:

In an insurance year, if the general outpatient expenses of insured residents in designated outpatient medical institutions are within 100 yuan (inclusive), the residents' medical insurance fund will pay 30% and individuals will pay 70%; Personal consumption exceeds 100 yuan.

Medical insurance for urban workers:

The personal account on the medical insurance card of the insured person insured by the unit is not paid by himself; The medical insurance card for flexible employees also has a personal account of 15 yuan every month since last year, which can be used to pay outpatient expenses, which is equivalent to outpatient reimbursement (unless the insured belongs to civil servants or the unit has other reimbursement policies).