After paying social security for 20 years, is flexible employment allowed to pay medical insurance separately?

After paying social security for 20 years, is flexible employment allowed to pay medical insurance separately? He has paid personal social security for 20 years, which naturally includes employee pension insurance. Because he pays according to the flexible employment mode, in fact, his own economic development has been short of funds, and he has no more ability to choose to participate in social security again. After all, on the issue of payment, the full payment level needs to be borne independently.

Quite a few people are also thinking, can we choose not to participate in employee pension insurance and pay employee medical insurance directly? Everyone says this is no problem. After all, employee pension insurance and employee medical insurance are not paid at the same time in the payment process. They belong to two different units, one belongs to the management measures of social security institutions, and the other belongs to the management measures of medical insurance departments, which are independent and separate in the payment process.

As we all know, medical insurance basically needs to pay the corresponding fees before the beginning of this year, while social endowment insurance generally needs to pay the corresponding fees before the end of this year, which is also the characteristic of freelancers' payment, so there is a big difference between the two, and it is completely possible to pay employee medical insurance separately, no problem.

Although there is no problem in choosing to pay employee medical insurance independently, it is self-evident that you can choose to terminate employee pension insurance and pay the fee after all. For example, the cumulative payment period of your employee pension insurance will be reduced, and the level of pension benefits you will experience in the future will be reduced.

More importantly, as a flexible employee, if the interval between retirement ages is less than 5 years, you still have to pay social security fees normally, because most regions or even every region can experience social security subsidy wages during this period.