The difference between freelancers and employers paying social security.

Legal analysis: the difference between social security for freelancers and social security for employees;

1, different types of insurance. The social security of employees includes endowment insurance, medical insurance, unemployment insurance, maternity insurance, industrial injury insurance and unemployment insurance. Social security for freelancers generally only includes pension insurance and medical insurance.

2. Compulsory payment is different. Employees must be insured, and freelancers can choose whether to pay social security.

3. The repayment qualification is different. Employee social security can be paid in the case that the enterprise violates the law and the employees protect their rights. Flexible employees and urban individual industrial and commercial households may not increase the payment period by paying back.

4. The payment base is different. The payment base of freelancers can be freely selected from the social base of 60%~300%. The payment base of enterprise employees is calculated according to the average monthly salary of employees in the previous year.

5. The payment ratio is different. The endowment insurance for enterprise employees is paid according to 8% of individuals+65438+06% of units, and most freelancers pay directly according to the comprehensive 20%. There are also some differences in medical insurance in different places.

Legal basis: Article 15 of the Social Insurance Law of People's Republic of China (PRC) consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.