How to pay personal social security card from where to pay

How to pay social security individual contributions

Methods for individuals to pay social security: Individuals can pay social insurance as freelancers, and they need to go to the social security service points in the local community streets, or the social security bureaus at the district and county levels to do so. According to the prescribed contribution base, pay a certain percentage, the regulations vary from place to place, the general pension insurance in 18- to 28% of the rate of contribution, medical insurance is generally according to the local average social wage level of the previous year 6 to 10% of the contribution. The basic documents required are household register, ID card and photocopy, and two 1-inch photos. Article 58 of the Social Insurance Law stipulates that an employer shall, within thirty days from the date of employment, apply for social insurance registration with the social insurance agency for its employees. If the employer fails to apply for social insurance registration, the social insurance agency shall approve the social insurance premiums to be paid by the employer. Individual entrepreneurs without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance with their employers, and other flexibly employed persons shall apply for social insurance registration with the social insurance administration organization. The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Two,

Social security individual contribution and unit contribution ratio is how much

Social security individual contribution and unit contribution ratio is, social security is linked to the salary, because the average per capita income of each place is different, the proportion borne by the provinces and municipalities and regions is different. The proportion of unit and individual contributions is generally: pension insurance, by the enterprise and the employee *** with the payment, the enterprise to pay 20%, the individual to pay 8%; medical insurance, by the enterprise and the employee *** with the payment, the enterprise to pay 7.5%, the individual to pay 2%; unemployment insurance, by the enterprise and the employee *** with the payment, the enterprise to pay 2%, the individual to pay 1%; industrial injury insurance, by the enterprise itself, the enterprise to pay 1 percent; maternity insurance, paid by the enterprise itself, the enterprise pays 0.8 percent.

Three,

Can I take out the money I paid into social security?

First of all, the social security card integrates five insurance policies in one, which is very convenient to use. In fact, in addition to these functions, the social security card has other functions, it is also a bank card. As long as you go to the relevant bank to activate, this card has a savings and consumption function, and the bank card is no different, so it will not affect the social security aspects of the problem, when the card is activated in which you can save money consumption.

Secondly, there are two types of insurance that can be accessed by the social security card account, pension insurance and medical insurance. Pension insurance is usually paid mostly by the organization and a small portion by the individual, of which the individual's contribution will go into the social security card. The individual's contribution to medical insurance will also go into the social security card, while the unit's contribution will be allocated proportionally according to the individual's age.

Money in your social security card can only be used for spending, not taken out. Like medical insurance which means it will be withdrawn by the hospital to pay for medical expenses when you get sick. You can't take money out of your card unless you're at the legal retirement age, which is usually not the case.

Moreover, social security cards are all handled by banks, and although the banks are different, their functions are the same. Exactly which bank handles your social security card depends on the negotiation between the local bank and the government. When you reach the legal retirement age, the pension will be allocated to your corresponding financial account. As long as you take the appropriate card you can go and withdraw it. In fact, pension insurance is a kind of national welfare for the elderly.

And in order to make life more convenient for the old people, social security policies and businesses are directly facing the general public. Now it is even combined with the Internet, through this channel to publicize the policy and promote a variety of convenient self-service.　　

Whether the social security card can be taken out before, social security card in the part of the personal insurance, medical insurance and pension insurance, pension insurance can not be taken out, can only wait until after the retirement and then use, because this is the individual for the fundamental of the old age, and medical insurance can only be used for consumption and can not be taken out.

Legal Basis: The Social Insurance Law of the People's Republic of China

Article 2: The State establishes a social insurance system for basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., and guarantees the right of citizens to obtain material assistance from the State and society according to the law in the case of old age, illness, industrial injury, unemployment and maternity. The right to receive material assistance from the State and society in cases of old age, sickness, industrial injury, unemployment and childbirth.

Article 3 The social insurance system adheres to the policy of broad coverage, basic protection, multi-level and sustainability, and the level of social insurance shall be commensurate with the level of economic and social development.