The characteristics of social insurance are: ()

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(1) mandatory

Mandatory: it means that social insurance is enforced by legislation, and the content and implementation of social security are carried out by law. All members within the scope prescribed by law must participate in social insurance unconditionally.

(2) universality

Social insurance requires socialization, and all enterprises and members of society who meet the legal requirements must participate.

(3) Welfare

Welfare: refers to the purpose of social insurance for profit, and the implementation of social insurance is entirely to protect the basic life of social members.

Social equity

Fair distribution is one of the goals of macroeconomic policy, and social insurance, as a form of distribution, has obvious characteristics of fairness.

(5) Basic supportability

The guarantee standard of social insurance is to meet the basic needs of the insured, because the fundamental purpose of social insurance is to ensure people's income stability and life stability, and to play the role of social stabilizer.

(6) Mutual assistance

Social insurance collects social insurance premiums from units and individuals with payment obligations in the whole society in the form of law, and establishes a social security fund to help the insured in the whole society. At the same time, various social insurance funds can be transferred from the overall fund.