How do rural people buy social security?

Rural people can choose to participate in new rural social endowment insurance or basic medical insurance for urban and rural residents and other social security projects.

I. Understanding social security policies and regulations

Before rural people buy social security, they must first understand the social security policies and regulations in their areas. You can consult the local social security bureau, village committee or relevant institutions to obtain the latest social security policies and procedures. After understanding it clearly, you can choose the social security type that suits you according to your actual situation.

Second, choose the appropriate type of social security.

1. New rural social endowment insurance: The rural residents' endowment insurance system aims to provide basic living security for the rural elderly. The insured person shall pay according to the prescribed payment standard and fixed number of years, and can enjoy the corresponding pension benefits after reaching the statutory retirement age.

2. Basic medical insurance for urban and rural residents: a basic medical security system covering urban and rural residents, aiming at reducing the burden of medical expenses for residents. Insured persons are required to pay according to the prescribed payment standards and enjoy medical insurance benefits, including reimbursement of medical expenses such as hospitalization and outpatient service.

Third, go to the relevant departments for social security.

1. Prepare relevant materials: according to the selected social security type, prepare the corresponding identity certificate, household registration certificate, payment voucher and other materials.

2. Go to the social security bureau or the village committee: bring relevant materials and go to the local social security bureau or the village committee for handling. The staff will explain the process and precautions in detail and assist in completing the relevant procedures.

3. Pay and get a social security card: Pay according to the prescribed payment standard and get a social security card. The social security card is the proof that the insured enjoys social security benefits, so please keep it properly.

Fourth, matters needing attention

1. Pay on time: Insured personnel should pay social security fees in full and on time to ensure that they enjoy the corresponding social security benefits.

2. Keep the social security card well: The social security card is an important voucher for the insured to enjoy social security benefits, and should be kept properly to avoid loss or damage.

3. Understand the social security benefits: the insured should understand the social security benefits and application process they enjoy, so as to apply for relevant benefits in time when necessary.

To sum up:

Rural people need to know the local social security policies and regulations before purchasing social security, choose the appropriate social security type according to their personal situation, and go to the relevant departments for handling. In the process of handling, it is necessary to prepare relevant materials, pay social security fees on time, and properly keep social security cards. Understand the social security benefits and application process, so as to enjoy the relevant benefits in time when needed.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 10 stipulates:

Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and employers and employees should jointly pay basic old-age insurance, basic medical insurance and unemployment insurance.

Article 20 provides that:

The state establishes and improves the new rural social endowment insurance system.

The new rural social endowment insurance combines individual contributions, collective subsidies and government subsidies.

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 25 provides that:

The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.