Is it necessary for individuals to buy social security?

Legal analysis: social security is still to be bought. Social security, including social security for urban and rural residents and social security for urban workers, is a welfare policy launched by the state to improve people's livelihood. It mainly adopts the way of pooling funds, and all the funds paid by the insured are concentrated in the social security fund, which is managed and distributed by the relevant state departments, which can greatly reduce the economic burden of the insured and the cost of participating in the insurance is also low.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 86 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay within a time limit or make up for it, and from the date of default, an overdue fine of 5/10000 shall be added daily; Failing to pay within the time limit, the relevant administrative departments shall impose a fine of more than one time and less than three times the amount owed.

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The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.