Can social security be paid for up to 40 years?

According to the inquiry method, the endowment insurance can be paid for 40 years, but some problems need to be paid attention to, as follows:

1. Endowment insurance for urban workers: theoretically, the endowment insurance for urban workers can be paid for 40 years. However, before the legal retirement age, not many people, especially women, can pay the old-age insurance for urban workers for 40 years. The legal retirement age is generally 45, 50 and 55, so it is still difficult to pay 40 years. However, if he is a male, working at the age of 18 and paying the endowment insurance for urban employees, and retiring at the age of 60, it is still possible to pay the endowment insurance for urban employees for 40 years. In addition, if there are people with the same payment period, it is also possible to have 40 years of endowment insurance for urban workers. Generally speaking, the endowment insurance for urban workers only needs to be paid before the statutory retirement age 15 years. Of course, the longer the payment period, the more the payment amount, and the more pension the insured can receive after retirement. But those who reach the statutory retirement age can no longer pay the old-age insurance for urban workers. Unless the cumulative payment period is less than 15, you can apply for an extension of payment to 15. Those who were insured before the implementation of the Social Security Law can apply for a one-time payment to 15 after five years of deferred payment.

2. Endowment insurance for urban and rural residents: it can be paid for 40 years. Because the old-age insurance for urban and rural residents allows 16 years of age or older (excluding school students) local household registration personnel, staff of non-state organs and institutions, and urban and rural residents who have not participated in the basic old-age insurance for urban workers to participate in the insurance. As long as the insured person has paid 15 years before the age of 60, he can begin to enjoy the relevant treatment of urban and rural residents' endowment insurance after the age of 60. If 16 years old starts to participate in the old-age insurance for urban and rural residents, it must be paid until the age of 60, and the longest payment period can reach 44 years. Moreover, the longer the payment time, the more the payment amount, and the more pensions you can receive after 60 years old.