What if two cities pay social security and retire?

If you pay social security in two places, you can only receive your pension in one place after retirement. That is to say, there will be no double counting in the case of repeated payment, and the amount in your personal account will be refunded to the overpaid part. If you pay social security in two places, but you don't pay it twice, you can transfer social security from one place to another and merge.

If you want to get a pension after retirement, you usually get it in the retirement area. If you participate in social security in your household registration, you should receive a pension in your household registration. If not, it depends on where you have paid social security for more than 10 years, and receive your pension at the last place where you have paid social security for more than 10 years.

If the statutory retirement conditions are met and the employee's pension insurance relationship is in the household registration, the retirement formalities and pension will be handled in the household registration. Meet the statutory retirement conditions, the employee pension insurance relationship is not in the domicile:

1. If the accumulated payment period reaches 10 years in a certain place, you will go through retirement procedures there and receive a pension;

2. If the cumulative payment period in many places reaches 10 years, the last place where the payment period reaches 10 years shall go through the retirement formalities and receive the pension;

3. If the accumulated payment period is less than 10 years, go through the retirement formalities and receive the pension at the domicile.

To sum up, the basic condition for determining the pension collection place is to determine the pension collection place according to the payment period of the insured person in each insured place, and then according to the principle of "household registration first, long-term calculation later".

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.