What are the three insurances and one gold paid by individuals?

The three insurances are endowment insurance, unemployment insurance and medical insurance. One gold is the housing accumulation fund. It should be noted that according to the Social Insurance Law and the Regulations on the Management of Housing Provident Fund, "three insurances and one fund" has become a thing of the past. Now, according to laws and regulations, enterprises must participate in "five insurances and one gold" for employees, even industrial injury insurance and maternity insurance are compulsory! Workers in various regions may report to the local labor security supervision department at or above the county level when they find illegal acts of enterprises. Different from the five insurances, although endowment insurance, medical insurance, unemployment insurance and housing accumulation fund are all premiums paid by enterprises and individuals, the previous "three insurances" are legal, but the "one gold" is not.

Legal objectivity:

Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.