Job Recruitment Website - Social security inquiry - How many people don't have five insurances, one gold and old-age insurance? Where will you go for the rest of your life?
How many people don't have five insurances, one gold and old-age insurance? Where will you go for the rest of your life?
Secondly, in the minds of most 6070 farmers, there is no concept of independent pension. The deep-rooted concept inherited from ancestors has always been to raise children to prevent old age, have children and have everything, and basically hand over their old age to the next generation. Of course, times are changing. It should be that China has undergone earth-shaking changes in the past 20 years. Farmers also washed their clothes and entered these developing cities in the north, which also served as a well-off society for the whole people. Some of them have also become big names, so in this century, as long as they are still working in various industries, enterprises have bought five insurances and one gold for these people, some people have also bought commercial insurance, and tens of millions of people have bought mutual treasures on Alipay and so on. With the progress of the times, farmers' thoughts are also progressing. (In China, rural hukou is still the majority. Even if they work outside, they are essentially farmers. I believe that each of us can rely on our own elegance in the future, because we all have various insurance blessings!
Nothing is reliable now, you still have to rely on yourself. Didn't the older generation have nothing? Although I suffered a little, I survived, but now in this society, if there is no five insurances, one gold and no social security, then I will work harder while I am young and save more for the future.
Last time I saw the news, people have been insured for many years. As a result, when they need to be insured, they can't pay in this way or that way. Isn't this a lie? Accept it gladly when paying money, and ramble when paying insurance. I never want to buy insurance. I can look good at minor illnesses, but I don't even look good at serious illnesses. It is better to waste that money or deposit it in the bank to collect interest.
Hello, how many people don't have five insurances, one gold and old-age insurance? Where will your lower body go? Here's the question. Under normal circumstances, for individuals with work units, most of them will be treated with five insurances and one gold. Of course, this book of changes may not be available, but there is absolutely no risk, because enterprises have an unshirkable responsibility to pay social security benefits for employees. Of course, there are a few enterprises that don't pay social security for their employees, but it is a few cases after all.
According to the statistics published by the state, there are about 360 million people who participate in employee pension insurance. Therefore, these 360 million people are basically individuals with five insurances and one gold treatment. Of course, they refer to employee pension insurance. So in fact, the number of 360 million people is not large, because the total population of our country is about 65.438+0.4 billion, so it only accounts for about 654.38+0.4.
Then the remaining 3/4 people, some of them are minors, and the other part may be one reason why many people do not have this social security. Of course, an individual who doesn't have employee pension insurance may have a pension insurance for urban and rural residents. Urban and rural residents' old-age insurance can also get themselves a basic pension, but the level of residents' old-age insurance is relatively low, so for those without old-age insurance, we must find ways to participate in old-age insurance, whether it is employee pension insurance or resident pension insurance, so as to achieve stable pension income after retirement.
Thanks for reading, please add my attention.
99% farmers in China do not have five insurances and one gold. Now farmers have old-age insurance, and they can get pensions in rural areas when they are over 60 years old. After all, five insurances and one gold require a lot of expenses, which many ordinary people simply can't afford, and everyone doesn't understand. As a farmer, I always want to have children to support when I am old.
We have been carrying on the tradition of raising children to prevent old age. Most people think that they will have children when they are old. This is our traditional concept, and indeed it is. Most people don't know what endowment insurance is. They worked hard when they were young and earned money to support their children when they were old. This is our traditional concept.
Now a large number of people know what old-age insurance is, some people start to buy insurance, and some children buy insurance for their parents, which can reduce the burden on children. After all, children have to raise four old people now, and their burden is very heavy. Buying insurance is the best way.
Now more and more people attach importance to insurance, which is compulsory by the state, and farmers have gradually learned a lot. Now many farmers also pay more insurance in the countryside. The state stipulates that each person pays 1000 yuan a year in 300 yuan, and many farmers pay 2,000 yuan just to get more pension in the future, so farmers now know the significance of insurance.
After all, farmers have limited income, and many farmers are vague about insurance. Through active publicity in recent years, farmers have gradually learned a lot. Now some farmers have begun to buy insurance for themselves. I believe that more and more farmers will buy insurance in the future.
Thank you for your invitation. I'll answer this question. I still have a lot of contact with this problem. In the past two years, five insurances and one gold have attracted much attention in the unit, especially in private enterprises. Almost no unit paid you before. At that time, the individual did not ask. People seem to acquiesce. They think this is a private enterprise. Now the state requires every enterprise to pay five insurances for its employees, and a company must pay at least three people to open an account. For enterprises, this bears a large part of the cost. Pension units bear 20% of the average social wage in the previous year, and individuals bear 8%, as well as medical care, work injury, unemployment and maternity. At present, the state has no rigid requirements for one gold. I met many people who didn't want to pay in my work, because I felt that I would rather not pay because I got too little salary after deducting my personal part. In addition, they must sign a contract to pay social security, because they are bound by the contract and it is difficult to resign. Then there are many people who have social security and medical care in rural areas, where they pay very little. In fact, many people don't pay, but pay intermittently. Men must pay 15 years to retire at the age of 60, and women must pay 10 years in the enterprise to retire at the age of 50, otherwise 15 years will be 55 years old.
There should be a lot of things you don't have. Some units don't pay them wages, or start their own small businesses, or some units resign, so you have to pay them yourself. But if you pay a lot every month, it will go up in the future, and you can't afford it at all. So many people don't pay them, especially young people. As for the future, we can only rely on children.
China is a populous country in the world, with an existing population of about1400 million. Except minors and retirees, they can enjoy pension benefits. According to relevant statistics, about 400 million people have participated in employee insurance. These people are full-time employees, and these people will have five insurances and one gold, which is clearly stipulated by the state. Even now, most farmers will have endowment insurance and medical insurance for urban and rural residents, which is the most basic guarantee given by the state to urban and rural residents.
So, who hasn't paid the endowment insurance? These people may exist in urban residents, flexible employees and some farmers. These people are not the main force of endowment insurance. The main reason may be that they don't work in the unit, so many things about national policies are one-sided. Coupled with the hearsay of myself and some people around me, I don't trust the national policy, so I put it off again and again. When they are old and don't even have basic security, there is really nothing they can do.
The age group that can talk about old-age insurance now is basically children born after 80, 90 and 00. Most of them are only children, and their lives are under great pressure. It is almost impossible for them to undertake pension and medical care, and there are too few qualified people.
Therefore, for those who are not insured after the 1960s and 1970s, my personal suggestion is that there are still many benefits for individuals to follow the national policies. When they are young and can earn money, they must give themselves a guarantee, not to mention no money. Money is squeezed out, there will definitely be this part of the money.
Take my personal experience as an example. I went to work in 1993, and the company gave me old-age insurance. 1995, I resigned and my personal file was moved to the insurance office. When the national policy allowed me to renew my old-age insurance in 2009, I paid nearly 50,000 yuan and continued it for more than 20 years. Although there are only old-age insurance and medical care now, there is definitely no housing provident fund. Even so, it's not bad.
From the post-50 s to the post-70 s, these people are gradually moving from middle age to old age, their immunity is gradually declining, and illness is inevitable. In fact, the little medical insurance fee they paid was not enough at all. The country spends a lot on providing for the aged and medical care every year. This is the country's love for the people, and the country bears most of the expenses for us. This is the superiority of socialism.
Therefore, in any case, we must pay the old-age insurance premium on time. Everyone is between the ages of 35 and 55, which is the golden age to earn money. Hand it in early, and there will be less trouble in the future.
Both community residents and farmers should have this awareness. Now you pay 15 years, and the quality of life of you and your children will be improved a lot without dragging down your children in the future. In addition, you can buy commercial insurance for the whole family if you have the conditions. Commercial insurance is a supplement to social security, and some commercial medical insurance that is not reimbursed by social security will be reimbursed to you. Moreover, commercial insurance is more flexible, and pension, medical care and financial management can be taken into account. It is also a good choice for us to be responsible for the future, so that our life will be more perfect. Don't denigrate commercial insurance. Now the national policy is gradually improving. The policy of combining basic old-age insurance with commercial insurance and popularizing commercial insurance is also for all of us to better improve our quality of old-age life in the future.
If we can't achieve such high consumption, then we must do the most basic medical and pension planning, which is not only responsible for the country, but also for individuals.
Life is infinitely beautiful, and it is near dusk, so it is easier for children and grandchildren to make arrangements in advance. Don't wait for the storm to come and be caught off guard!
Five insurances and one gold are recognized by most people, but many enterprises do not offer them voluntarily, setting a threshold for job seekers, which is also the result of the lack of corporate public welfare and social supervision. Therefore, it is not that others are unwilling to accept five insurances and one gold, but that their arms can't step over their thighs. In order to survive, the bottom workers were forced to yield.
Since ancient times, there has been a saying that "there is a mountain as evidence, and there is no mountain"! Most of us have come from the original bitter days! I have eaten everything! Life is much better now than in the past! Now there is no five insurances and one gold, so you are resigned, and there is no bottom guarantee! We don't envy them for wearing gold and silver and living a comfortable life. I just live by my own hands!
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