Job Recruitment Website - Social security inquiry - How to determine the withdrawal of social security after leaving the company?
How to determine the withdrawal of social security after leaving the company?
2. Inquiries from social security centers
If you don't know your social security account number, you can take it to the business hall of social insurance agencies in various districts to inquire.
Online inquiry
Log in to the city's labor security network or social insurance business website, click the "Personal Social Security Information Inquiry" window, and enter my ID card and password (the password is your social security number or the date of birth of your ID card) to inquire about my insurance information.
Social security renewal of local transformation units:
1, the original unit will go through the formalities of stopping insurance for you, and some areas need to go through the dismissal record at the same time.
2. Go to the new unit to apply for an increase in social security and provide your original social security number.
There are strict conditions for social security surrender, and only the following situations can be surrendered:
1. An individual who participates in the basic old-age insurance and medical insurance in his own name shall be employed by the employer and sign a labor contract before the expiration of the period for prepaying the basic old-age insurance and medical insurance premiums. In order to avoid repeated payment when transferring or continuing the insurance relationship, you can apply for a refund;
2, in the name of an individual to participate in the basic old-age pension and medical insurance, the basic old-age pension and medical insurance premiums paid in advance have not expired, have reached the statutory retirement age and gone through the retirement examination and approval procedures, and the overpaid basic old-age pension and medical insurance premiums can be applied for refund.
In addition, if you have settled abroad or the insured dies, you can apply for a refund.
Main differences between social insurance and commercial insurance
1, achieving different purposes. Social security is the basic guarantee for social members when necessary, not for profit; Commercial insurance is the commercial operation of insurance companies, aiming at profit;
2, the implementation is different. Social insurance is compulsory according to national legislation, while commercial insurance follows the principle of "freedom of contract" and is voluntarily insured by enterprises and individuals;
3. The subject and object of implementation are different. Social insurance is raised, managed and distributed by special institutions set up by the state, targeting social members within the legal scope; Commercial insurance is managed by insurance companies, and the applicant can be anyone who meets the underwriting conditions;
4. Different protection levels. Social insurance provides the most basic protection for the insured, which is higher than the social poverty line and lower than 50% of the average social wage, with a low degree of protection; The level of protection provided by commercial insurance depends entirely on the agreement of both parties and the amount of premium paid by the insured. As long as the insured meets the insurance conditions and has a certain ability to pay, he can get a high level of protection.
Legal basis:
Article 4 of the Social Insurance Law
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
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