Why can't pharmacies brush out the money in the medical insurance account?

1, indicating that there is really no money in the user's medical insurance card, but the user made a mistake and mistakenly thought that there was a balance; 2. It shows that the user has not activated the financial account of the medical insurance card, resulting in a display of 0 when inquiring in the pharmacy. The financial account of the medical insurance card is similar to the bank card account, which can be used to recharge the functions such as inquiry and payment. If the query is not activated, it will definitely be displayed as 0. 3, medical insurance system or pharmacy system failure, leading to this situation.

As long as there is a balance in the card, you can pay by credit card. When using online appointment registration, you will be given the choice of medical insurance or self-financing. If you choose medical insurance, you can register directly with the medical insurance card. I didn't choose medical insurance at that time, but chose to pay at my own expense. If you have a medical insurance card, you can still do it. When you get to the hospital, just take your own number and medical insurance card and brush a free medical insurance number in the window. At present, most hospitals have their own medical cards, that is, you will be given a card when you register in the hospital, and each card has a card number. After registering in this hospital, just report the card number, not to mention personal information. The medical insurance card can't be numbered. The medical insurance card is only equivalent to the ID card for medical insurance reimbursement and the bank card for medicine. That is, when the medical insurance is reimbursed, you can show your medical insurance card to prove your identity, and when you go to the pharmacy or pay some medical and medical expenses, you can swipe money from your personal account in the medical insurance card. This credit card is not reimbursement, it is equivalent to swiping a bank card, and the personal account is full of your own money.

For pharmacies, it is definitely not as good as swiping a medical insurance card to receive cash directly, but related drugs can be reimbursed, which is the law. If pharmacies refuse to use them, they can call the Food and Drug Administration to complain.

Medical insurance is divided into two accounts:

1. Personal account: the money in the medical insurance card can be used to buy medicines at designated pharmacies, pay outpatient expenses and pay the out-of-pocket part of hospitalization expenses;

2. Overall account: managed by the medical insurance center. If the insured person meets the conditions of local medical insurance reimbursement, it will be paid by the overall account.

The medical insurance card has two functions:

1, as proof of admission, that is, you need to show this card in order to enjoy medical insurance reimbursement. Specific reimbursement can go to the social security network to inquire;

2. You can use it to pay for medicine when you see the clinic and buy medicine at the pharmacy.

The main functions of the medical insurance card are:

1. Social security function: Social security card is an integrated circuit card used in various business fields of social security. Electronic certificate is a city that handles various social security businesses, applies for various social insurance benefits and settles medical insurance. At present, the insured can see a doctor in a designated hospital with a social security card and buy medicine in a designated pharmacy for real-time settlement;

2. Financial function: the social security card has the function of UnionPay, which can be used as a bank card, and can be used for depositing and withdrawing money and shopping by credit card;

3. Extended functions: The social security card is a large-capacity chip card, and the expansion space is reserved. The next step is to start with social security business and gradually expand to the application of social public management affairs.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 28 of the Social Insurance Law of People's Republic of China (PRC).

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.