What is the minimum standard of five insurances and one gold in Hefei?

The amount to be deducted from Hefei's five insurance and one gold minimum living standard needs to be calculated according to your specific social security payment base and local policies.

Hefei five insurance and one gold payment ratio is:

1, old-age insurance: the employer's contribution ratio is 16%, and the individual contribution ratio is 8%;

2. Unemployment insurance: the employer's contribution rate is 0.6%, and the individual contribution rate is 0.4%;

3. Medical insurance: the employer's contribution rate is 6.5%, and the individual contribution rate is 2%;

4. Maternity insurance: the employer pays 0.8%, and the individual does not pay;

5. Work-related injury insurance: the employer's contribution rate is 0.5%, and individuals do not have to pay;

6. Housing accumulation fund: the contribution ratio of employers and individuals is 7%.

How much to deduct depends on your payment base and the specific local policies and regulations in Hefei.

Calculation method of social security:

1, social security contribution base: usually refers to the average monthly salary of an individual in the previous year, and there are provisions for the highest and lowest contribution bases in different regions;

2. Proportion of individuals paying social security: individuals need to pay pension, medical care, unemployment, work injury and maternity insurance according to a certain proportion;

3. Social security unit contribution ratio: the unit also needs to pay a certain percentage of social security fees for employees, which is usually higher than the individual contribution ratio;

4. Provident fund payment base: similar to social security payment base, there are also maximum and minimum payment base restrictions;

5. Provident fund deposit ratio: individuals and units shall pay in accordance with the prescribed ratio, which is generally stipulated by the local housing provident fund management center;

6. Upper and lower payment limits: There are upper and lower payment bases for social security and provident fund. If the upper limit is exceeded, the payment amount will not be increased.

To sum up, the deduction amount of five insurances and one gold for Hefei minimum living allowance needs to be calculated according to the individual contribution base and local policies, including endowment insurance, unemployment insurance, medical insurance, maternity insurance, industrial injury insurance and housing accumulation fund. The specific payment ratio shall be borne by the employer and the individual respectively, and the maternity insurance and work-related injury insurance shall be paid in full by the employer. Therefore, the specific amount of deduction will be different according to personal circumstances and local policies.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration. The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.