Job Recruitment Website - Social security inquiry - Can I continue to pay social security without retiring at the age of 60?
Can I continue to pay social security without retiring at the age of 60?
First, the basic principles of social security payment
Social insurance is a system established by the state to protect citizens' right to get material help from the state and society in case of birth, old age, illness, death, injury and disability. In China, social security payment generally follows the principle of "pay more, pay more for a long time", that is to say, the more social security fees paid, the longer the payment time, and the higher the social security benefits enjoyed in the future. Therefore, individuals who do not retire at the age of 60 can continue to pay social security if they have the will and ability.
Second, the significance of continuing to pay social security
For individuals who don't retire at the age of 60, it is of great significance to continue to pay social security. First of all, it helps to improve personal social security benefits. With the increase of years and amount of social security payment, individuals can enjoy higher pension, medical insurance and other benefits after retirement. Secondly, continuing to pay social security is also a way of risk diversification. In the face of possible medical and pension risks, adequate social security can reduce economic pressure. Finally, continuing to pay social security is also conducive to maintaining social stability and harmony and promoting social fairness and justice.
Third, how to continue to pay social security?
For individuals who don't retire at the age of 60 and want to continue to pay social security, they can follow the following steps: first, understand the social security policies and regulations in their areas and determine whether they meet the conditions for continuing to pay social security. Secondly, contact with the unit or social security agency to understand the specific payment methods and processes. Generally speaking, individuals need to pay social security fees by bank transfer and online payment according to the prescribed time and amount. Finally, keep relevant payment vouchers and records for future inquiry and verification.
To sum up: individuals who do not retire at the age of 60 can continue to pay social insurance, which is not only helpful to improve their social security benefits, but also a way to spread risks. Individuals need to know the social security policies and regulations in their areas, pay fees according to the prescribed methods and procedures, and keep relevant payment vouchers and records.
Legal basis:
People's Republic of China (PRC) social insurance law
Article 10 stipulates:
Employees should participate in basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, and employers and employees should jointly pay basic old-age insurance, basic medical insurance and unemployment insurance.
Article 16 stipulates:
Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
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