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Years of social security and medical insurance in Guangdong
1. Generally speaking, the cumulative payment period of medical insurance (including the deemed payment period and the actual payment period in this city) needs to be 30 years for men and 25 years for women, of which the actual payment period of medical insurance for employees in this city should be 10 years or above, and those who receive retirement benefits or basic old-age insurance benefits for employees in this city will enjoy the treatment of retirees of medical insurance in this city.
2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax (fee) to form a social insurance fund. Under certain conditions, the insured can get fixed income or loss compensation from the fund. It is a redistribution system, and its goal is to ensure the reproduction of material and labor and social stability.
3. In the same city, the cumulative payment of basic old-age insurance is 15 years, and the cumulative payment of basic medical insurance is 20 years. When retiring, the minimum basic pension will be issued according to the standard of the city where the payment is made, and the medical insurance standard of the city where the payment is made will be implemented.
4. According to the provisions of the Social Insurance Law, individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis when they reach the statutory retirement age and have paid for fifteen years. In other words, the minimum payment period stipulated in the endowment insurance is 15 years. However, the longer the payment period, the larger the payment base, and the more pensions you receive after retirement.
5. If you want to receive unemployment insurance, you need to meet one of the conditions that your company and I participate in unemployment insurance according to the regulations and pay 1 year. So you must pay at least 1 year to enjoy unemployment insurance benefits.
Legal basis: People's Republic of China (PRC) Social Insurance Law.
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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