Calculation method of social security pension in Chengdu

The calculation method of social security pension in Chengdu mainly considers the payment period, payment base and social security policy. The specific calculation formula is formulated by the local social security agency, and you can consult the local social security department.

Social security pension refers to the social insurance premiums paid by individuals and enterprises during their work and life, and the retirement security benefits paid according to certain standards after reaching the legal retirement age. For the calculation of social security pension in Chengdu, the following points are mainly considered: the first is the payment period. The longer the payment period of social security pension, the higher the pension obtained. At present, the minimum payment period of social security in Chengdu is 15 years. If the payment period is not enough, you can't enjoy the social security pension. Followed by the payment base. The higher the contribution base of social security pension, the higher the pension obtained. Chengdu determines the proportion of pension payment according to the payment base, and the part exceeding the base does not enjoy pension benefits. Finally, the social security policy. Social security policies vary from place to place, so pension benefits are different in different regions. At the same time, with the change of policy, the calculation method may also change. It should be noted that the specific pension calculation and payment methods are formulated by the local social security agencies, and you can consult the local social security department to understand. Generally speaking, the calculation formula of social security pension in Chengdu includes basic pension, personal account pension and adjustment coefficient.

Can I choose my own social security pension payment base? How to choose the best scheme? The payment base of social security pension is jointly decided by enterprises and individuals and cannot be chosen independently. When choosing the payment base, we can make comprehensive consideration according to our own actual situation in order to achieve the best scheme. Generally speaking, it is suggested to choose a reasonable payment base, which can not only enjoy pension benefits, but also cause excessive economic pressure.

Social security pension is one of the important guarantees for employees after retirement. Understanding the calculation methods and policies of social security pension can help individuals better plan their old-age life. At the same time, we must also abide by the relevant national and local social security policies to avoid losing social security benefits due to violations.

Legal basis:

Article 53 of the Social Insurance Law of People's Republic of China (PRC), the payment period and amount of retirees and their employers shall be determined in accordance with the prescribed methods.