20 17 housing situation in Jinan

1. Conditions for foreign hukou to buy a house in Jinan.

(1) Can provide the social security or tax payment certificate that has been paid in Jinan for one year;

(2) Having a down payment of not less than 30% of the purchased house price;

(3) have a stable job and income, and have the ability to repay in full and on time;

(4) Good credit record;

(5) Can provide a house purchase contract or agreement;

(6) Provide valid identity certificate, residence certificate and marriage certificate;

(7) Having full capacity for civil conduct;

(8) Other conditions required by the lending bank.

2. To buy a house in Jinan, you need a social security or tax payment certificate and a corresponding residence certificate for one year, so you need to work in Jinan for more than one year, and you must also have a corresponding residence certificate.

3. It is recommended to buy small property houses carefully: "small property rights" are not real property rights. This kind of house has neither a land use certificate nor a pre-sale permit, and the Guotufangguan Bureau will not record the purchase contract. If members of non-collective economic organizations buy such houses, they will not be able to register their property rights and their legitimate rights and interests will be difficult to be protected.

: 1. The Ministry of Construction issued a warning on the risk of buying houses: small property houses are not protected by law.

"Developers use false advertisements, illegally pre-sell, sign defective commercial housing sales contracts, or illegally sell houses on collective land, which damages the legitimate rights and interests of consumers." In view of the behaviors that harm the legitimate rights and interests of consumers in the current real estate market, especially in the process of purchasing new commercial housing, the Ministry of Construction recently issued a risk warning for purchasing new commercial housing. At the same time, the Ministry of Construction also reminds the general public not to buy houses built on collective land, saying that "small property houses" are not protected by law. ?

A spokesman for the Ministry of Construction said that the current laws and regulations do not allow real estate development on collective land, and houses built on collective land are not allowed to be sold to members outside the collective economic organization. At present, some village collective economic organizations focus on building farmers' houses on the village collective land and resettling their members, but in the process of resettlement, they expand their sales targets without authorization and sell them to members outside the collective economic organizations at lower prices. ?

To this end, the Ministry of Construction reminds consumers not to buy houses built on collective land. "Small property rights" are not real property rights. This kind of house has neither a land use certificate nor a pre-sale permit, and the Guotufangguan Bureau will not record the purchase contract. If members of non-collective economic organizations buy such houses, they will not be able to register their property rights and their legitimate rights and interests will be difficult to be protected. The "rural property rights" and "small property rights" promised by some projects do not conform to the legal provisions and are not protected by law. ?

In addition, the Ministry of Construction also reminds consumers that in the process of purchasing new commercial housing, we should pay attention to strengthening risk awareness and rights protection awareness, and don't trust verbal propaganda and commitments. If it is uncertain whether the publicity and commitment can be fulfilled, it is best to ask the developer for confirmation in the form of a written contract, otherwise it will be difficult to be protected by law. More importantly, before buying a house, we must check whether the real estate enterprise has the qualification to sell a house. When buying new commercial housing, you must know and check in advance whether the purchased housing has obtained the pre-sale permit for commercial housing. It is also necessary to check the construction procedures of commercial housing, and houses with incomplete development and construction procedures will not be able to handle property registration procedures.

References:

Jinan Municipal Government _ Foreign Undergraduates Buy a House