Do employee medical insurance and endowment insurance have to be paid together?

Employee medical insurance and endowment insurance must be paid together.

Pension and medical insurance are tied together and must be paid at the same time. Employees should participate in basic medical insurance and endowment insurance for employees, and employers and employees should pay basic medical insurance and endowment insurance premiums in accordance with state regulations. If it is social security for urban workers and needs to be paid by the insured unit, then medical insurance and endowment insurance must be paid together and cannot be separated.

The differences between employee medical insurance and endowment insurance are as follows:

1, the nature of payment is different. Employee medical insurance is the medical insurance that the state stipulates that individuals pay, and employees do not need to pay, nor can they participate as individuals;

2, the payment principle is different, the employee medical insurance payment principle does not include pension insurance and medical insurance; Pension insurance payment does not include pension insurance in principle;

3, the insured payment object is different, and the payment object of employee medical insurance can be the unit; The insured object of endowment insurance can be an individual; The payment object is different.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.